Kane County property record for 674 Illinois Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 928 sqft · built 1954 |
| Lot Size | 0.161 acres (6,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,046 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-427-011 |
| Primary APN | 06-24-427-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| Gross Area | 1,856 sqft |
| 1st Floor Area | 928 sqft |
| Basement Area | 928 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,996 sqft (0.161 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 674 ILLINOIS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH EAST VIEW ADDN LOT 6 |
| Legal Subdivision | SOUTH EAST VIEW ADDN |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 674 ILLINOIS AVE, ELGIN, IL 60120-7933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Sep 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2008 |
| Deed Sale | Nov 25, 2008 |
| Prior Sale | Nov 4, 2004 · Amount on Record |
| Deed Document Number | 200887908 |
| Last Transfer Date | Sep 9, 2017 |
| Transfer Doc | 0000051133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 674 ILLINOIS AVE, ELGIN, IL 60120-7933 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|---|
| Address | 2295 TARA DR, ELGIN, IL 60123-4933 |
| Document Number | 0000003648 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2024K003648 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 674 ILLINOIS AVE, ELGIN, IL 60120-7933 |
| Document Number | 0000051133 |
| Instrument Date | Sep 9, 2017 |
| Instrument | 51133 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 674 ILLINOIS AVE ELGIN IL 601207933, ELGIN, IL 60120-7933 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,046.00 (+31.71%) | $66,147 (+8.57%) Land $14,493 Building $51,654 | $198,520 (+8.57%) Land $43,496 Building $155,024 |
| 2024 | $60,926 (+21.39%) Land $13,349 Building $47,577 | $182,851 (+21.44%) Land $40,063 Building $142,788 | |
| 2022 | $3,831.00 (+4.93%) Homeowner's exemption | $50,189 (+6.96%) Land $10,997 Building $39,192 | $150,567 (+6.96%) Land $32,991 Building $117,576 |
| 2021 | $3,651.00 Homeowner's exemption | $46,923 Land $10,281 Building $36,642 | $140,769 Land $30,843 Building $109,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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