Hardin County property record for 702 Grayson St, Upton, KY 42784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 972 sqft · built 1960 |
| Lot Size | 0.996 acres (43,386 sqft) |
| Owner | Company Name on Record |
| Last Sale | $63,000 (Jun 2023) |
| Tax Bill | $795 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-40-00-093 |
| Primary APN | 196-40-00-093 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,386 sqft (0.996 acres) |
| Garage Type | Carport |
| Garage Area | 364 sqft |
| Carport | Carport |
| Carport Area | 364 sqft |
| Patio Area | 24 sqft |
| Street Address | 702 GRAYSON ST |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1602 |
Source: Hardin County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8435 SONORA HARDIN SPRINGS RD, GLENDALE, KY 42740-9758 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit MAGNOLIA BANK |
| Jun 29, 2023 | Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Deed Book / Page | 1554 / 548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 3, 2026 |
| Property Address | 702 GRAYSON ST, UPTON, KY 42784-9415 |
| Document Number | 2631000768 |
| Book / Page | 2631 / 768 |
| Instrument Date | Aug 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 8435 SONORA HARDIN SPRINGS RD, GLENDALE, KY 42740-9758 |
| Document Number | 2631000768, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 2631/768 |
| Name | MAGNOLIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 29, 2023 |
| Property Address | 702 GRAYSON ST, UPTON, KY 42784-9415 |
| Document Number | 001554/548 |
| Book / Page | 1554 / 548 |
| Instrument Date | Jun 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5549 MILLERSTOWN RD, UPTON, KY 42784-9425 |
| Name | Verified Name |
|---|---|
| Address | 8435 SONORA PRINGS ROAD, GLENDALE, KY 42740 |
| Document Number | 0024861326 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2486/1326 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 28, 2026 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Upton City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $795.00 (+22.12%) | $63,000 (+18.42%) Land $15,000 Building $48,000 | $63,000 (+18.42%) Land $15,000 Building $48,000 |
| 2023 | $53,200 (-) Land $11,200 Building $42,000 | $53,200 (-) Land $11,200 Building $42,000 | |
| 2022 | $53,200 Land $11,200 Building $42,000 | $53,200 Land $11,200 Building $42,000 | |
| 2021 | $651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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