680 Grayson St, Upton, KY 42784 Property Records

Hardin County property record for 680 Grayson St, Upton, KY 42784

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,466 sqft · built 1946
Lot Size0.617 acres (26,920 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Aug 2024)
Tax Bill$2,323 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Jan 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN196-40-00-091

Property Details

APN / Parcel Number

Primary APN196-40-00-091

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,466 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area26,920 sqft (0.617 acres)
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area168 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address680 GRAYSON ST
CityUPTON
StateKY
Zip42784-9415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:05 CITY/MUNI/TWP:UPTON(CITY)
JurisdictionHARDIN KY
Township / Civil DivisionSONORA
Census Block Group2
Census Block2029
Census Tract1602

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address680 GRAYSON ST, UPTON, KY 42784-9415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2019Deed, Transfer · FHA Mortgage
SOUTH CENTRAL BANK
Jan 23, 2018Deed, Transfer
Oct 25, 2017Foreclosure
Sep 15, 2017Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2024 · Amount on Record
Deed SaleAug 5, 2024 · Amount on Record
Prior SaleApr 8, 2019 · Amount on Record
Deed Document Number0015711468
Deed Book / Page1571 / 1468
Record UpdatedJun 8, 2026

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateApr 8, 2019
Property Address680 GRAYSON ST, UPTON, KY 42784-9415
Document Number001471/209
Book / Page1471 / 209
Instrument DateApr 5, 2019
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 GRAYSON ST, UPTON, KY 42784-9415

Mortgage

Document Number19000003904
DateApr 8, 2019
Instrument190-00003904
Lender
NameSOUTH CENTRAL BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number001471/209
DateApr 8, 2019
Book Page1471/209
Lender
NameSOUTH CENTRAL BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJan 23, 2018
Property Address680 GRAYSON ST, UPTON, KY 42784-9415
Document Number001451/531
Book / Page1451 / 531
Instrument DateJan 19, 2018
Instrument180-00000790
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3856 S DIXIE HWY, ELIZABETHTOWN, KY 42701-7319
InvestorPossibly a Property Investor

October 2017: Foreclosure

Document TypeForeclosure
JurisdictionHARDIN KY
Recording DateOct 25, 2017
Property Address680 GRAYSON ST, UPTON, KY 42784-9415
Document Number01447/1043
Book / Page1447 / 1043
Map ReferenceMB 1361 PG 838
Instrument DateSep 21, 2017
Transaction TypeForeclosure
Record UpdatedSep 13, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST # ID, ID, OKLAHOMA CITY, OK 73107-2442

September 2017: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionHARDIN KY
Recording DateSep 15, 2017
Property Address680 GRAYSON ST, UPTON, KY 42784-9415
Document Number01445/1348
Book / Page1445 / 1348
Instrument DateSep 1, 2017
Transaction TypeForeclosure
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityUpton City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,323.00 (+46.93%)$195,000 (+5%) Land $20,000 Building $175,000$195,000 (+5%) Land $20,000 Building $175,000
2023$130,000 (-) Land $10,300 Building $119,700$130,000 (-) Land $10,300 Building $119,700
2022$130,000 Land $10,300 Building $119,700$130,000 Land $10,300 Building $119,700
2021$1,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brandenburg Telecom
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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