702 E Sycamore St, Watseka, IL 60970 Property Records

Iroquois County property record for 702 E Sycamore St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.289 acres (12,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Aug 2018)
Tax Bill	$3,528 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19 33 327 002`

Property Details

APN / Parcel Number

Primary APN	`19 33 327 002`

Exterior

Lot Area	12,627 sqft (0.289 acres)

Location & Zoning

Street Address	702 E SYCAMORE ST
City	WATSEKA
State	IL
Zip	60970-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LCI SD LT 2
Legal Subdivision	LCI SD
Legal Lot Number	2
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1023
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 E SYCAMORE ST, WATSEKA, IL 60970-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK OF WATSEKA
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage IROQUOIS FSLA
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	20182442
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	702 E SYCAMORE ST, WATSEKA, IL 60970-1413
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00021R1765
Date	May 3, 2021
Instrument	21R1765

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSEKA
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 8, 2018
Property Address	702 E SYCAMORE ST, WATSEKA, IL 60970-1413
Document Number	00018R2442
Map Reference	MB K PG 33
Instrument Date	Aug 8, 2018
Instrument	18R2442
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 E SYCAMORE ST, WATSEKA, IL 60970-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16359 TUCKA BUCKA RD, DANVILLE, IL 61834-5949

Mortgage

Document Number	00018R2443
Date	Aug 8, 2018
Instrument	18R2443

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 16, 2017
Property Address	702 E SYCAMORE ST, WATSEKA, IL 60970-1413
Document Number	17R1843
Map Reference	MB K PG 33
Instrument Date	Jun 10, 2017
Instrument	17R1843
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 N MCGUIRE DR, 146, MANTENO, IL 60950-3552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 E SYCAMORE ST, WATSEKA, IL 60970-1413

Mortgage

Document Number	17R1844
Date	Jun 16, 2017
Instrument	17R1844

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,528.00 (+50.77%)	$40,590 (+42.02%) Land $9,050 Building $31,540	$121,770 (+42.02%) Land $27,150 Building $94,620
2022	$2,340.00 (-3.58%) Homeowner's exemption	$28,580 Land $6,370 Building $22,210	$85,740 Land $19,110 Building $66,630
2021	$2,427.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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