709 E Sycamore St, Watseka, IL 60970 Property Records

Iroquois County property record for 709 E Sycamore St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.231 acres (10,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Nov 2019)
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`19 33 328 005`

Property Details

APN / Parcel Number

Primary APN	`19 33 328 005`

Exterior

Lot Area	10,092 sqft (0.231 acres)

Location & Zoning

Street Address	709 E SYCAMORE ST
City	WATSEKA
State	IL
Zip	60970-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LCI SD LT 18
Legal Subdivision	LCI SD
Legal Lot Number	18
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1012
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 E SYCAMORE ST, WATSEKA, IL 60970-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed, Transfer · Conventional Mortgage THE FIRST TRUST & SAVINGS BANK OF W
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit THE FIRST TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20193324
Record Updated	Sep 20, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 15, 2019
Property Address	709 E SYCAMORE ST, WATSEKA, IL 60970-1412
Document Number	19R3324
Map Reference	MB K PG 33
Instrument Date	Nov 15, 2019
Instrument	19R3324
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1884 N 2270 EAST RD, 1884, WATSEKA, IL 60970-8754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	709 E SYCAMORE ST, WATSEKA, IL 60970-1412

Mortgage

Document Number	19R3325
Date	Nov 15, 2019
Instrument	19R3325

Lender

Name	THE FIRST TRUST & SAVINGS BANK OF W
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

Interest

Rate Type	Fixed Rate
Rate	4.5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	709 E SYCAMORE ST, WATSEKA, IL 60970-1412
Transaction Type	Mortgage
Record Updated	Apr 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18R0624
Date	Mar 5, 2018
Instrument	18R0624

Lender

Name	THE FIRST TRUST & SAVINGS BANK
Type	Non-Lending Institution
Address	WATSEKA, IL 60970

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,927.00 (+61.01%)	$49,500 (+42%) Land $7,590 Building $41,910	$148,500 (+42%) Land $22,770 Building $125,730
2022	$2,439.00 Homeowner's exemption Senior Citizen's exemption	$34,860 Land $5,350 Building $29,510	$104,580 Land $16,050 Building $88,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

Nearby Properties on E Sycamore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures