Orange County property record for 702 E Bay Ave, Newport Beach, CA 92661
| Property Type | Commercial |
|---|---|
| Details | 3,852 sqft · built 1946 |
| Lot Size | 0.083 acres (3,629 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,850,000 (Apr 2016) |
| Tax Bill | $24,490 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 048-133-07 |
| Primary APN | 048-133-07 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,852 sqft Total Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 3,629 sqft (0.083 acres) |
| Street Address | 702 E BAY AVE |
|---|---|
| City | NEWPORT BEACH |
| State | CA |
| Zip | 92661 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A TR BALBOA TR RESUB OF BLK 9 BLK LOT 2 BALBOA TR RESUB OF BLK 9 LOT 2 AND BALBOA BAY |
| Legal Subdivision | BALBOA |
| Legal Tract | 106 |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 62800 |
702 E Bay Ave, a commercial property, is held in a trust since April 2016.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 606 E CHAPMAN AVE, 100, ORANGE, CA 92866-1642 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on File |
| Deed Sale | Apr 22, 2016 · Amount on File |
| Deed Document Number | 2016178266 |
| Prior Transfer Date | Nov 1, 2013 |
| Prior Transfer Doc | 0000035455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 19, 2026 |
| Property Address | 702 E BAY AVE, NEWPORT BEACH, CA 92661 |
| Document Number | 0000144938 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026144938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 6745 E WATERTON AVE, ORANGE, CA 92867-2405 |
| Document Number | 0000144938, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026144938 |
| Name | CITIZENS BUSINESS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 702 E Bay Ave was $24,490.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Newport Beach City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,262,412 (+2%) Land $1,992,332 Building $270,080 | |
| 2025 | $24,490.00 | $2,218,051 Land $1,953,266 Building $264,785 |
| 2023 | $23,517.00 (+1.74%) | $2,131,922 Land $1,877,418 Building $254,504 |
| 2022 | $23,115.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 702 E Bay Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 84 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 144 units insured incl. 60 condo units |
| Nearby Flood Claims | 14 (1983–2023) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 702 E Bay Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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