702 E 103rd St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 702 E 103rd St, Carmel, IN 46280

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1955
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Tax Bill$2,221 (2024)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-12-114-023.000-018

Property Details

APN / Parcel Number

Primary APN29-13-12-114-023.000-018
Alternative APNs
  • 291312114023000003
  • 1713120114023000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft

Exterior

Year BuiltBuilt 1955
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions132 ft deep x 120 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1713120114023000
Old Parcel Number291312114023000003
Street Address702 E 103RD ST
CityCARMEL
StateIN
Zip46280-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 12, TOWNSHIP 17, RANGE 3, COLLEGE MEADOWS, SECTION 1, LOT 8
Legal Range03
Legal Township17
Legal Section12
Legal SubdivisionCOLLEGE MDWS FIRST SEC
Legal Lot Number8
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2018
Census Tract111104

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address702 E 103RD ST, CARMEL, IN 46280-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address702 E 103RD ST, CARMEL, IN 46280-1402
Document Number0000002724
Instrument DateJan 9, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 E 103RD ST INDIANAPOLIS IN 462801402, INDIANAPOLIS, IN 46280-1402

Mortgage

Document Number0000002724
DateJan 15, 2020
Instrument2724
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$237,700 (+5.22%) Land $85,100 Building $152,600$237,700 (+5.22%) Land $85,100 Building $152,600
2024$2,221.00 (+29.88%)$225,900 (+19.27%) Land $85,100 Building $140,800$225,900 (+19.27%) Land $85,100 Building $140,800
2023$1,710.00 (+9.62%)$189,400 (+17.35%) Land $59,100 Building $130,300$189,400 (+17.35%) Land $59,100 Building $130,300
2022$1,560.00$161,400 Land $59,100 Building $102,300$161,400 Land $59,100 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Metronet Holdings, Xfinity.

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