Hamilton County property record for 420 E 103rd St, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,371 sqft · built 1958 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,200 (Nov 2016) |
| Tax Bill | $2,836 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-11-212-014.000-018 |
| Primary APN | 29-13-11-212-014.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,371 sqft Living Area |
| Gross Area | 2,337 sqft |
| 1st Floor Area | 1,371 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 139 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 966 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 420 E 103RD ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46280-1388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 11, TOWNSHIP 17, RANGE 3, NORTHRIDGE/CARMEL CLAY, LOT 279, 280 & PT 281 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 11 |
| Legal Subdivision | NORTHRIDGE/CARMEL CLAY |
| Legal Lot Number | 279 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 111104 |
Source: Hamilton County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 E 103RD ST, CARMEL, IN 46280-1388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on Record |
| Deed Sale | Nov 18, 2016 · Amount on Record |
| Deed Document Number | 201660985 |
| Prior Transfer Date | Nov 17, 2016 |
| Prior Transfer Doc | 0000007440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 420 E 103RD ST, CARMEL, IN 46280-1388 |
| Document Number | 0000026828 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 420 E 103RD ST INDIANAPOLIS IN 462801388, INDIANAPOLIS, IN 46280-1388 |
| Document Number | 0000026828 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 26828 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 7, 2035 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $278,300 (+1.13%) Land $105,700 Building $172,600 | $278,300 (+1.13%) Land $105,700 Building $172,600 | |
| 2024 | $2,836.00 (+25.32%) | $275,200 (+17.31%) Land $105,700 Building $169,500 | $275,200 (+17.31%) Land $105,700 Building $169,500 |
| 2023 | $2,263.00 (+2.54%) | $234,600 (+13.55%) Land $60,400 Building $174,200 | $234,600 (+13.55%) Land $60,400 Building $174,200 |
| 2022 | $2,207.00 | $206,600 Land $60,400 Building $146,200 | $206,600 Land $60,400 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Xfinity.
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