702 Chestnut Dr, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 702 Chestnut Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 883 sqft · built 1989
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2025)
Tax Bill	$7,750 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`373089 44.-1-16.-702`

Property Details

APN / Parcel Number

Primary APN	`373089 44.-1-16.-702`
Alternative APN	`308904400000010160000702`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	883 sqft Living Area
1st Floor Area	558 sqft
Upper Floors Area	243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	436 sqft (0.01 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	702 CHESTNUT DR
City	CARMEL
State	NY
Zip	10512-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Subdivision	HUNTERS GLEN CONDOMINIUM II
Legal Block	1
Legal Lot Number	16.00
Jurisdiction	PUTNAM NY
Township / Civil Division	SOUTHEAST
Census Block Group	4
Census Block	4007
Census Tract	11802

Owner

702 Chestnut Dr is owned and occupied by an individual who bought it in July 2025.

Source: Putnam County and Southeast Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	702 CHESTNUT DR, CARMEL, NY 10512-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Feb 28, 2014 · Amount on File
Deed Document Number	20253792
Deed Book / Page	2403 / 63
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 3, 2025
Property Address	702 CHESTNUT DR, CARMEL, NY 10512-2611
Document Number	0024030063
Book / Page	2403 / 63
Map Reference	LB 1047 PG 75
Instrument Date	Jun 25, 2025
Instrument	3792-2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	PREMIER ABSTRACT LIMITED, PREMIER ABSTRACT LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 REGEN RD, DANBURY, CT 06811-4028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 CHESTNUT DR, CARMEL, NY 10512-2611

Mortgage

Document Number	0079950192
Date	Jul 3, 2025
Book Page	7995/192
Instrument	3793-2025

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	702 CHESTNUT DR, CARMEL, NY 10512-2611
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 FAITH LN, DANBURY, CT 06810-7122

Mortgage

Document Number	0077110001
Date	Sep 30, 2022
Book Page	7711/1
Instrument	8750-2022

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	702 CHESTNUT DR, CARMEL, NY 10512-2611
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FRONTIER ABSTRACT & RESEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 FAITH LN, DANBURY, CT 06810-7122

Mortgage

Document Number	0077100310
Date	Sep 30, 2022
Book Page	7710/310
Instrument	8749-2022

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	Brewster Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,000 (+15.38%) Land $2,000 Building $298,000	$300,000 (+15.38%) Land $2,000 Building $298,000
2024	$7,750.00 Additional exemption filed	$260,000 (+10.64%) Land $2,000 Building $258,000	$260,000 (+10.64%) Land $2,000 Building $258,000
2023		$235,000 (+9.3%) Land $2,000 Building $233,000	$235,000 (+9.3%) Land $2,000 Building $233,000
2022		$215,000 Land $2,000 Building $213,000	$215,000 Land $2,000 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Chestnut Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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