604 Chestnut Dr, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 604 Chestnut Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,246 sqft · built 1989
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$253,500 (Oct 2017)
Tax Bill	$9,898 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`373089 44.-1-16.-604`

Property Details

APN / Parcel Number

Primary APN	`373089 44.-1-16.-604`
Alternative APN	`308904400000010160000604`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,246 sqft Living Area
1st Floor Area	612 sqft
2nd Floor Area	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	436 sqft (0.01 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 CHESTNUT DR
City	CARMEL
State	NY
Zip	10512-2666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Block	1
Legal Lot Number	16.00
Jurisdiction	PUTNAM NY
Township / Civil Division	SOUTHEAST
Census Block Group	4
Census Block	4007
Census Tract	11802

Owner

604 Chestnut Dr is owned by an individual who bought it in October 2017.

Source: Putnam County and Southeast Town records, as of February 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3233 HEARTHSTONE RD, ELLICOTT CITY, MD 21042-2405
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Apr 17, 2008 · Amount on File
Deed Document Number	20171502612
Deed Book / Page	2058 / 225
Record Updated	Jun 8, 2026

October 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Oct 6, 2017
Property Address	604 CHESTNUT DR, CARMEL, NY 10512-2666
Document Number	0020580225
Book / Page	2058 / 225
Map Reference	LB 1047 PG 75
Instrument Date	Sep 27, 2017
Instrument	1502612
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 CHESTNUT DR, 604, CARMEL, NY 10512-2666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHESTNUT DR, CARMEL, NY 10512-2666

Mortgage

Document Number	0001603438
Date	Oct 6, 2017
Instrument	1603438

Lender

Name	SILVERMINE VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Putnam County and Southeast Town assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	Brewster Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$370,000 Land $2,000 Building $368,000	$370,000 Land $2,000 Building $368,000
2024	$9,898.00
2023		$325,000 (+7.26%) Land $2,000 Building $323,000	$325,000 (+7.26%) Land $2,000 Building $323,000
2022		$303,000 Land $2,000 Building $301,000	$303,000 Land $2,000 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Chestnut Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures