Hamilton County property record for 702 Central Ave, Chattanooga, TN 37403
| Property Type | Convenience Store |
|---|---|
| Details | 6,684 sqft · built 2005 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (Jun 2004) |
| Tax Bill | $8,474 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146H H 001 |
| Primary APN | 146H H 001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,684 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Steel Frame/Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 372 ft deep x 135 ft wide |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Account Number | 0000074471 |
|---|---|
| Street Address | 702 CENTRAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-2806 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Convenience Store |
| Local Zoning Code | C2 |
| Legal Description | LT 1 KANKUS ON MC CALLIE SUB PB5 PG22 76-101 REV 113-184 |
| Legal Subdivision | NIXONS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 702 CENTRAL AVE, CHATTANOOGA, TN 37403-2806 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage SMARTBANK |
| Mar 15, 2020 | Loan Modification, Mortgage SMARTBANK |
| Mar 22, 2018 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2004 · Amount on File |
| Deed Sale | Jun 22, 2004 · Amount on File |
| Prior Sale | Feb 27, 2004 · Amount on File |
| Deed Document Number | 2004195 |
| Deed Book / Page | 7174 / 943 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 2, 2026 |
| Property Address | 702 CENTRAL AVE, CHATTANOOGA, TN 37403-2806 |
| Document Number | 0000000195 |
| Book / Page | 14251 / 19 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026195 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 702 CENTRAL AVE, CHATTANOOGA, TN 37403-2806 |
| Document Number | 0000000195, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 14251/19 |
| Instrument | 2026195 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 702 CENTRAL AVE, CHATTANOOGA, TN 37403-2806 |
| Document Number | 1026000137 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 702 CENTRAL AVE CHATTANOOGA TN 374032806, CHATTANOOGA, TN 37403-2806 |
| Document Number | 1026000137 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 012204/000790 |
| Instrument | 201026000137 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | 835 GEORGIA AVE, CHATTANOOGA, TN 37402-2214 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 25, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 702 CENTRAL AVE, CHATTANOOGA, TN 37403-2806 |
| Document Number | 0409000032 |
| Instrument Date | Mar 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 702 CENTRAL AVE CHATTANOOGA TN 374032806, CHATTANOOGA, TN 37403-2806 |
| Document Number | 0409000032 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 011964/000312 |
| Instrument | 200409000032 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | 835 GEORGIA AVE, CHATTANOOGA, TN 37402-2214 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 8, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 702 CENTRAL AVE, CHATTANOOGA, TN 37403-2806 |
| Document Number | 0000000153 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 702 CENTRAL AVE CHATTANOOGA TN 374032806, CHATTANOOGA, TN 37403-2806 |
| Document Number | 0000000153 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 011307/000306 |
| Instrument | 153 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,474.00 (+34.12%) | $559,120 (+97.99%) | $1,397,800 (+97.99%) Land $816,800 Building $581,000 |
| 2024 | $6,318.00 | $282,400 (-) | $706,000 (-) Land $148,100 Building $557,900 |
| 2023 | $6,318.00 | $282,400 (-) | $706,000 (-) Land $148,100 Building $557,900 |
| 2022 | $6,318.00 | $282,400 | $706,000 Land $148,100 Building $557,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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