7018 Needles Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 7018 Needles Rd, Indian River, MI 49749

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$222,500 (Jul 2002)
Tax Bill$3,615 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN120-026-400-032-00

Property Details

APN / Parcel Number

Primary APN120-026-400-032-00

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address7018 NEEDLES RD
CityINDIAN RIVER
StateMI
Zip49749-9764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT GOVT LOT 4, SEC 26, T36N,R32, DES AS: COM AT SEC COR COMMON TO SECS 25, 26 35 & 36; TH S 89D 35M W ALG S LI OF SEC
Legal SubdivisionFOGUTHS SUNSET BEACH
Legal Lot Number1,4
JurisdictionCHEBOYGAN MI
Township / Civil DivisionBURT
Census Block Group1
Census Block1057
Census Tract960600

Owner

7018 Needles Rd is owned by two individuals who acquired it in March 2025.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address818 NATURES RIDGE LN, BAY CITY, MI 48708-9212
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2002 · Amount on File
Deed SaleJul 26, 2002 · Amount on File
Deed Book / Page843 / 137
Last Transfer DateMar 14, 2025
Transfer Doc001550/955
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address7018 NEEDLES RD, INDIAN RIVER, MI 49749-9764
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7018 NEEDLES RD, INDIAN RIVER, MI 49749-9764
InvestorPossibly a Property Investor

Mortgage

Document Number0000001521/0000000467
DateDec 11, 2023
Book Page0000001521/0000000467
Lender
NameFINANCIAL PLUS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term228 Months
DueJan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 7018 Needles Rd was $3,615, up 3.1% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionBurt Township
Unified School DistrictPellston Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,800 (+8.86%)$287,600 (+8.86%)
2025$3,615.00 (+3.08%)$132,100$264,200
2024$3,507.00
2023$121,300$242,600
2022$3,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7018 Needles Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2026)
Most Recent ClaimJun 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7018 Needles Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Presque Isle Connect
Fiber
1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Needles Rd

Nearby Streets

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