6958 Needles Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 6958 Needles Rd, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2020)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`120-026-400-038-00`

Property Details

APN / Parcel Number

Primary APN	`120-026-400-038-00`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	6958 NEEDLES RD
City	INDIAN RIVER
State	MI
Zip	49749-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR COMMON TO SECS 25,26,35,36; TH S 89D 35M W ALG S LI SEC 241.16FT TO MEANDER COR ON SH OF BURT LK; TH N 6D 19M W
Legal Range	03W
Legal Township	004
Legal Section	25
Legal Subdivision	FOGUTHS SUNSET BEACH
Legal Lot Number	4
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BURT
Census Block Group	1
Census Block	1057
Census Tract	960600

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6969 NEEDLES RD, INDIAN RIVER, MI 49749-9733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN
Jul 13, 2020	Warranty Deed, Transfer
Feb 5, 2020	Deed, Transfer
Jan 30, 2017	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Jan 30, 2017	Quit Claim Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Book / Page	1417 / 428
Last Transfer Date	Nov 4, 2025
Transfer Doc	001568/717
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Nov 12, 2025
Property Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733
Document Number	001568/717
Book / Page	1568 / 717
Instrument Date	Nov 4, 2025
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6969 NEEDLES RD, INDIAN RIVER, MI 49749-9733

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733

Mortgage

Document Number	0000001488/0000000500
Date	Jul 15, 2022
Book Page	0000001488/0000000500

Lender

Name	PENNYMAC LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733

Mortgage

Document Number	0000001456/0000000116
Date	Jul 20, 2021
Book Page	0000001456/0000000116

Lender

Name	PENNYMAC LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 13, 2020
Property Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733
Document Number	001417/428
Book / Page	1417 / 428
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 5, 2020
Property Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733
Document Number	001404/797
Book / Page	1404 / 797
Instrument Date	Jan 9, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10306 E RISING SUN PL, GOLD CANYON, AZ 85118-5809

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 30, 2017
Property Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733
Document Number	01325/0827
Book / Page	1325 / 0827
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1713 ROSELAND AVE, 1713, ROYAL OAK, MI 48073-3977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10306 E RISING SUN PL, GOLD CANYON, AZ 85118-5809
Investor	Possibly a Property Investor

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 30, 2017
Property Address	6958 NEEDLES RD, INDIAN RIVER, MI 49749-9733
Document Number	01325/0824
Book / Page	1325 / 0824
Instrument Date	Oct 28, 2016
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 SUNDERLAND RD, 220, AIKEN, SC 29803-9266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 RODELAND, ROYAL OAK, MI 48073-3977

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Burt Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,400 (+8.02%)	$274,800 (+8.02%)
2025	$4,452.00 (+3.08%)	$127,200 (+15.11%)	$254,400 (+15.11%)
2024	$4,319.00 (+10.63%)
2023		$110,500	$221,000
2022	$3,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2026)
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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