7016 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7016 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,163 sqft · built 2021
Lot Size	1.77 acres (77,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (May 2018)
Tax Bill	$5,954 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`5394.19.60.9835000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.60.9835000`
Alternative APNs	`82415` `23506`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,163 sqft Heated Area
Gross Area	2,634 sqft
Utility Area	25 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	77,145 sqft (1.77 acres)
Lot Dimensions	480 ft deep x 75 ft wide

Exterior Amenities

Pool Area	240 sqft
Deck Area	43 sqft
Patio Area	575 sqft
Utility Building	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23506
Street Address	7016 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 NORTH BLUEWATER BAY
Legal Subdivision	BLUEWATER BAY
Legal Block	60
Legal Lot Number	6
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1045
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7016 EMERALD DR, EMERALD ISLE, NC 28594-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
May 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Oct 1, 2004 · Amount on Record
Deed Document Number	20181609060
Deed Book / Page	1609 / 60
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7016 EMERALD DR, EMERALD ISLE, NC 28594-3119
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017070243
Date	Feb 8, 2021
Book Page	1707/243
Instrument	1707243

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.37%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 22, 2018
Property Address	7016 EMERALD DR, EMERALD ISLE, NC 28594-3119
Document Number	0016090060
Book / Page	001609 / 000060
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$392.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1922 BRANTLEY ST WINSTON SALEM NC 271033712, WINSTON SALEM, NC 27103-3712

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,673,274 (-) Land $506,899 Building $1,166,375	$1,673,274 (-) Land $506,899 Building $1,166,375
2025	$5,954.00 (+560.09%)	$1,673,274 (+128.2%) Land $506,899 Building $1,166,375	$1,673,274 (+128.2%) Land $506,899 Building $1,166,375
2023		$733,250 Land $186,132 Building $547,118	$733,250 Land $186,132 Building $547,118
2022	$902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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