Carteret County property record for 7008 Emerald Dr, Emerald Isle, NC 28594 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,680 sqft Heated Area |
| Lot Size | 88,470 sqft (2.03 acres) |
| Garage | 96 sqft |
| Last Sale | $835,000 (2026) |
| Tax Bill | $2,981.00 (2025) |
| Primary APN | 5394.19.70.2889000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 1,352 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 88,470 sqft (2.03 acres) |
| Depth X Width | 546 ft x 75 ft Depth x Width |
| Garage Area | 96 sqft Garage |
| Deck Area | 204 sqft Deck |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 65238 |
|---|---|
| Street Address | 7008 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3119 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L10 NORTH BLUEWATER BAY |
| Legal Subdivision | BLUEWATER BAY |
| Legal Block | 70 |
| Legal Lot Number | 10 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 1 |
| Census Block | 1045 |
| Census Tract | 970903 |
Source: Carteret County records · APN 5394.19.70.2889000
Assessment roll updated November 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2905 SUNCREST VILLAGE LN, RALEIGH, NC 27616-9109 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Oct 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2016 · Amount on Record |
| Deed Doc Number | 20261892425 |
| Deed Book / Page | 1892 / 425 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 7008 EMERALD DR, EMERALD ISLE, NC 28594-3119 |
| Document Number | 0001892425 |
| Book / Page | 1892 / 425 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20261892425 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2905 SUNCREST VILLAGE LN, RALEIGH, NC 27616-9109 |
| Document Number | 0001892426, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20261892426 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 7008 EMERALD DR, EMERALD ISLE, NC 28594-3119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018110417 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 1811/417 |
| Instrument | 1811417 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 7.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Max Rate | 13.3% |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,981.00 (+20.59%) | $772,120 (+70.8%) Land $424,648 Building $347,472 | $772,120 (+70.8%) Land $424,648 Building $347,472 |
| 2023 | $452,073 Land $195,332 Building $256,741 | $452,073 Land $195,332 Building $256,741 | |
| 2022 | $2,472.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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