7014 Covington Stone Ave, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 7014 Covington Stone Ave, Apollo Beach, FL 33572

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,841 sqft · built 2013
Lot Size0.249 acres (10,838 sqft)
Owner2 Individual Names on File
Last Sale$705,000 (Jul 2025)
Tax Bill$16,008 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN051532-3262

Property Details

APN / Parcel Number

Primary APN051532-3262
Alternative APN
  • U1431199BV000049000010

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,841 sqft Living Area
Gross Area4,912 sqft
1st Floor Area1,733 sqft
Upper Floors Area2,108 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,838 sqft (0.249 acres)
Lot Dimensions141 ft deep x 74.2 ft wide
Garage TypeAttached
Garage Area673 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area398 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0515323262
Street Address7014 COVINGTON STONE AVE
CityAPOLLO BEACH
StateFL
Zip33572-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionWATERSET PHASE 1B LOT 1 BLOCK 49
Legal Range19E
Legal Township31S
Legal Section14
Legal SubdivisionWATERSET PHASE 1B
Legal Tract9BV
Legal Block49
Legal Lot Number1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1013
Census Tract14119

Owner

7014 Covington Stone Ave is owned and occupied by two individuals who bought it in July 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 16, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Feb 3, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2025 · Amount on File
Deed SaleJul 16, 2025 · Amount on File
Prior SaleJul 20, 2016 · Amount on File
Deed Document Number2025307135
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554
InvestorPossibly a Property Investor

Mortgage

Document Number0000233832
DateMay 6, 2022
Instrument2022233832
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554

Mortgage

Document Number0000127785
DateMar 15, 2021
Instrument2021127785
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 16, 2025
Property Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554
Document Number0000307135
Map ReferenceMB 113 PG 146
Instrument DateJul 11, 2025
Instrument2025307135
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,935.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2048 BOAT HOOK LN, SALE CREEK, TN 37373-7900

Transferred To (Grantee/Buyer)

NameVerified Name
Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554

Mortgage

Document Number0000307136
DateJul 16, 2025
Instrument2025307136
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554

Mortgage

Document Number2021127785
DateMar 15, 2021
Instrument2021127785
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address7014 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1554
Document Number0000081307
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedApr 20, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address7014 COVINGTON STONE AVE APOLLO BEACH FL 335721554, APOLLO BEACH, FL 33572-1554

Mortgage

Document Number0000081307
DateMar 3, 2020
Instrument81307
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7014 Covington Stone Ave was $16,008 with a homeowner's exemption, up 64.4% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,049 (-5.56%) Land $182,781 Building $417,268$600,049 (-5.56%) Land $182,781 Building $417,268
2025$16,008.00 (+64.35%)$635,352 (+76.79%) Land $182,781 Building $452,571$635,352 (-0.06%) Land $182,781 Building $452,571
2024$9,740.00 (+2.44%) Homeowner's exemption$359,387 (+3%)$635,755 (+9.53%) Land $182,781 Building $452,974
2023$9,508.00 (+5.6%) Homeowner's exemption$348,919 (+3%)$580,442 (+6.79%) Land $171,357 Building $409,085
2022$9,004.00 Homeowner's exemption$338,756$543,560 Land $137,086 Building $406,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7014 Covington Stone Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims8 (2012–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7014 Covington Stone Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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