Hillsborough County property record for 7013 Covington Stone Ave, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,150 sqft · built 2013 |
| Lot Size | 0.234 acres (10,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,900 (Nov 2013) |
| Tax Bill | $10,898 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051532-3202 |
| Primary APN | 051532-3202 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,150 sqft Living Area |
| Gross Area | 4,772 sqft |
| 1st Floor Area | 2,522 sqft |
| Upper Floors Area | 628 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,170 sqft (0.234 acres) |
| Lot Dimensions | 138 ft deep x 70.1 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 962 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0515323202 |
|---|---|
| Street Address | 7013 COVINGTON STONE AVE |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-1553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERSET PHASE 1B LOT 1 BLOCK 44 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 14 |
| Legal Subdivision | WATERSET PHASE 1B |
| Legal Tract | 9BV |
| Legal Block | 44 |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14119 |
7013 Covington Stone Ave is owned and occupied by two individuals who bought it in November 2013.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7013 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2013 · Amount on File |
| Deed Sale | Nov 5, 2013 · Amount on File |
| Deed Document Number | 2013418107 |
| Deed Book / Page | 22241 / 1973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7013 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1553 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021406711 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021406711 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7013 COVINGTON STONE AVE, APOLLO BEACH, FL 33572-1553 |
| Document Number | 0000308331 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7013 COVINGTON STONE AVE APOLLO BEACH FL 335721553, APOLLO BEACH, FL 33572-1553 |
| Document Number | 0000308331 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 308331 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 28, 2035 |
The 2025 property tax bill for 7013 Covington Stone Ave was $10,898 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,898 (+2.7%) | $574,078 (-3.53%) Land $148,632 Building $425,446 | |
| 2025 | $10,898.00 Homeowner's exemption | $397,174 | $595,101 Land $148,632 Building $446,469 |
| 2023 | $9,957.00 (+5.44%) Homeowner's exemption | $374,739 (+3%) | $541,590 (+5.45%) Land $139,342 Building $402,248 |
| 2022 | $9,443.00 Homeowner's exemption | $363,824 | $513,613 Land $111,474 Building $402,139 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7013 Covington Stone Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 8 (2012–2024) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7013 Covington Stone Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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