7012 Summerfield Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7012 Summerfield Dr, Frederick, MD 21702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,006 sqft · built 1984
Lot Size	0.494 acres (21,535 sqft)
Owner	2 Individual Names on File
Last Sale	$135,900 (Aug 1984)
Tax Bill	$6,130 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-428752`

Property Details

APN / Parcel Number

Primary APN	`21-428752`
Alternative APN	`428752`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,006 sqft Living Area
Gross Area	4,512 sqft
1st Floor Area	2,131 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,535 sqft (0.494 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	344 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	428752
Street Address	7012 SUMMERFIELD DR
City	FREDERICK
State	MD
Zip	21702-2952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 127 SEC 1 PLAT 17 21535 SQUARE FEET CLOVER HILL II
Legal Subdivision	CLOVER HILL 02 SEC 01
Legal Lot Number	127
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2017
Census Tract	751201

Owner

Source: Frederick County records · APN 21-428752

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7012 SUMMERFIELD DR, FREDERICK, MD 21702-2952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 1984 · Amount on Record
Deed Sale	Aug 28, 1984 · Amount on Record
Deed Book / Page	1251 / 843
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jul 28, 2026
Property Address	7012 SUMMERFIELD DR, FREDERICK, MD 21702-2952
Document Number	1797000288
Book / Page	17977 / 288
Instrument Date	Jul 13, 2026
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	IDEAL TITLE LLC, IDEAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	7012 SUMMERFIELD DR, FREDERICK, MD 21702-2952

Mortgage

Document Number	1797000288,
Date	Jul 28, 2026
Book Page	17977/288

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,100 (+30.42%) Land $121,500 Building $458,600	$580,100 (+30.42%) Land $121,500 Building $458,600
2025	$6,130.00 (+15.64%)
2023	$5,301.00 Homeowner's exemption	$444,800 Land $85,500 Building $359,300	$444,800 Land $85,500 Building $359,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.