7004 Summerfield Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7004 Summerfield Dr, Frederick, MD 21702 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,496 sqft · built 1970
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2002)
Tax Bill	$4,931 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-421855`

Property Details

APN / Parcel Number

Primary APN	`21-421855`
Alternative APN	`421855`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Carport
Garage Area	416 sqft
Carport	Carport
Carport Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	703 sqft
Porch	Open Porch
Porch Area	130 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	421855
Street Address	7004 SUMMERFIELD DR
City	FREDERICK
State	MD
Zip	21702-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2, BLK. H, 0.68 A SUMMERFIELD DR. CLOVER HILL
Legal Subdivision	CLOVER HILL
Legal Block	H
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2016
Census Tract	751201

Owner

Source: Frederick County records · APN 21-421855

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7004 SUMMERFIELD DR, FREDERICK, MD 21702-9467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit PATRIOT FCU
Nov 08, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2002 · Amount on Record
Deed Sale	Jul 11, 2002 · Amount on Record
Prior Sale	Jul 16, 1998 · Amount on Record
Deed Document Number	20025411
Deed Book / Page	3187 / 914
Last Transfer Date	Oct 08, 2021
Transfer Doc	0154770118
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7004 SUMMERFIELD DR, FREDERICK, MD 21702-9467
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167900021
Date	Mar 11, 2024
Book Page	16790/21

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 08, 2021
Property Address	7004 SUMMERFIELD DR, FREDERICK, MD 21702-9467
Document Number	0154770118
Book / Page	15477 / 118
Map Reference	MB 5 PG 113
Instrument Date	Oct 08, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	MIDDLETOWN VALLEY TITLE ESCROW LL, MIDDLETOWN VALLEY T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7004 SUMMERFIELD DR, FREDERICK, MD 21702-9467

Mortgage

Document Number	15477123
Date	Nov 08, 2021
Instrument	15477/123

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$429,000 (+15.63%)	$458,000 (+23.45%) Land $128,200 Building $329,800
2024	$4,931.00 (+11.16%)
2023	$4,436.00	$371,000 Land $93,600 Building $277,400	$371,000 Land $93,600 Building $277,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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