701 Whispering Oaks, Sunset, TX 76270 Property Records

Montague County property record for 701 Whispering Oaks, Sunset, TX 76270

Property Summary

Property Type	Single Family Home
Details	2,480 sqft · built 2005
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2021)
Tax Bill	$4,800 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000022760`

Property Details

APN / Parcel Number

Primary APN	`R000022760`
Alternative APN	`32225.0005.0374.000B`

Interior

Building Area	2,480 sqft Total Area
Upper Floors Area	500 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	133,294 sqft (3.06 acres)
Garage Area	660 sqft
Porch	Porch
Porch Area	776 sqft

Location & Zoning

Account Number	32225.0005.0374.000B
Street Address	701 WHISPERING OAKS
City	SUNSET
State	TX
Zip	76270-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 3.060 LOT 374 PHASE 5 SILVER LAKES RANCH BOWIE ISD-3.06 AC
Legal Subdivision	SILVER LAKES RANCH
Legal Lot Number	374
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	2
Census Block	2089
Census Tract	950401

Owner

701 Whispering Oaks is owned and occupied by an individual who bought it in February 2021.

Source: Montague County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	701 WHISPERING OAKS, SUNSET, TX 76270-5407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage FIRST FINANCIAL BANK NA
Feb 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Nov 2, 2012 · Amount on File
Deed Document Number	2021639
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	0000000639
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	701 WHISPERING OAKS, SUNSET, TX 76270-5407
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 WHISPERING OAKS, SUNSET, TX 76270-5407

Mortgage

Document Number	0002300771
Date	Feb 27, 2023
Instrument	2300771

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	WAXAHACHIE, TX 75165

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 27, 2038

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Feb 5, 2021
Property Address	701 WHISPERING OAKS, SUNSET, TX 76270-5407
Document Number	0002100639
Map Reference	VOL 10 PG 99
Instrument Date	Jan 19, 2021
Instrument	2100639
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 WHISPERING OAKS, SUNSET, TX 76270-5407

Mortgage

Document Number	0002100640
Date	Feb 5, 2021
Instrument	2100640

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 701 Whispering Oaks was $4,800 with a homeowner's exemption, up 234.5% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,800.00 (+234.49%) Homeowner's exemption	$357,390 (-5.67%) Land $27,430 Building $329,960	$357,390 (-5.67%) Land $27,430 Building $329,960
2025	$1,435.00 Homeowner's exemption	$378,880 Land $27,430 Building $351,450	$378,880 Land $27,430 Building $351,450
2023		$299,060 Land $27,430 Building $271,630	$299,060 Land $27,430 Building $271,630
2022	$1,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 701 Whispering Oaks in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Whispering Oaks is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMA TechTel Communications Fixed Wireless	100 / 20
Comcell Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Rise Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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