Montague County property record for 451 Whispering Oaks, Sunset, TX 76270
| Property Type | Single Family Home |
|---|---|
| Details | 4,977 sqft · built 2021 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Company Name on Record |
| Last Sale | $44,900 (Jun 2021) |
| Tax Bill | $10,676 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R000022564 |
| Primary APN | R000022564 |
|---|---|
| Alternative APN |
|
| Building Area | 4,977 sqft Total Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Area | 1,309 sqft |
| Account Number | 32225.0003.0257.0000 |
|---|---|
| Street Address | 451 WHISPERING OAKS |
| City | SUNSET |
| State | TX |
| Zip | 76270-6574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 5.010 LOT 257 PHASE 3 SILVER LAKES RANCH |
| Legal Subdivision | SILVER LAKES RANCH |
| Legal Lot Number | 257 |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | BOWIE |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 950401 |
Source: Montague County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 451 WHISPERING OAKS, SUNSET, TX 76270-6574 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PILGRIM BANK |
| Jun 18, 2021 | Deed, Construction Loan · Construction Mortgage PILGRIM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Deed Document Number | 20213067 |
| Last Transfer Date | Nov 28, 2022 |
| Transfer Doc | 0000006297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Property Address | 451 WHISPERING OAKS, SUNSET, TX 76270-6574 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1012 ELMROVE CT, KELLER, TX 76248-5473 |
| Document Number | 0002202784 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2202784 |
| Name | PILGRIM BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, TX 76234 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 13, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Jun 18, 2021 |
| Property Address | 451 WHISPERING OAKS, SUNSET, TX 76270-6574 |
| Document Number | 0002103067 |
| Map Reference | CAB G VOL 10 PG 85 |
| Instrument Date | Jul 11, 2012 |
| Instrument | 2103067 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 NORTH CONGRESS AVENUE, KELLER, TX 76248 |
| Name | Verified Name |
|---|---|
| Address | 1012 ELMGROVE CT, KELLER, TX 76248-5473 |
| Document Number | 0002103069 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2103069 |
| Name | PILGRIM BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montague County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Unified School District | Alvord Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,676.00 (+223.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $783,210 (-7.62%) Land $40,080 Building $743,130 | $783,210 (-7.62%) Land $40,080 Building $743,130 |
| 2025 | $3,305.00 (+191.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $847,780 (+1.32%) Land $40,080 Building $807,700 | $847,780 (+1.32%) Land $40,080 Building $807,700 |
| 2023 | $836,740 (+271.97%) Land $40,080 Building $796,660 | $836,740 (+271.97%) Land $40,080 Building $796,660 | |
| 2022 | $1,132.00 | $224,950 Land $40,080 Building $184,870 | $224,950 Land $40,080 Building $184,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 55% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOWIE serves 5,534 people · EPA ID TX1690001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AMA TechTel Communications Fixed Wireless | 100 / 20 |
| Comcell Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: AT&T, Nextlink.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures