621 Wayne St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 621 Wayne St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,884 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Mar 2021)
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-1600-0007-00-7`

Property Details

APN / Parcel Number

Primary APN	`76-1600-0007-00-7`
Alternative APN	`11-76-1600-0007-00-7`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	848 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	621 WAYNE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - E
Legal Description	LOT 7 DOWNTOWN ADD TO CITY OF ST JOSEPH
Legal Subdivision	DOWNTOWN ADD
Legal Lot Number	7
Legal Unit	7
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1038
Census Tract	802

Owner

621 Wayne St is owned and occupied by an individual who bought it in March 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	621 WAYNE ST, SAINT JOSEPH, MI 49085-1357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Dec 3, 2008 · Amount on File
Deed Book / Page	3316 / 836
Prior Transfer Date	Jun 19, 2008
Prior Transfer Doc	02866/1413
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 4, 2021
Property Address	621 WAYNE ST, SAINT JOSEPH, MI 49085-1357
Document Number	003316/836
Book / Page	3316 / 836
Map Reference	LB 4 PG 44
Instrument Date	Feb 23, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 PERSPECTIVE DR APT 201, 201, GRANGER, IN 46530-0090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 WAYNE ST, SAINT JOSEPH, MI 49085-1357

Mortgage

Document Number	0003316839
Date	Mar 4, 2021
Instrument	3316/839

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 621 Wayne St was $4,581 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,300	$284,600
2025	$4,581.00
2023		$123,300	$246,600
2022	$4,092.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 621 Wayne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 621 Wayne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20