Monroe County property record for 605 Stiening St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 936 sqft · built 1957 |
| Lot Size | 0.27 acres (11,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,104 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-401-013-000 |
| Primary APN | 07-25-401-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,848 sqft (0.27 acres) |
| Lot Dimensions | 150 ft deep x 51 ft wide |
| Garage Type | Mixed |
| Garage Area | 384 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 605 STIENING ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | PART LOT 1B |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Lot Number | 1B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 600501 |
605 Stiening St is owned and occupied by an individual who acquired it in October 2026.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 STIENING ST, WATERLOO, IL 62298-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 2, 2026 |
| Transfer Doc | 0000444672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 5, 2026 |
| Property Address | 605 STIENING ST, WATERLOO, IL 62298-1455 |
| Document Number | 0000444672 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 2026444672 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 STIENING ST, WATERLOO, IL 62298-1455 |
The 2025 property tax bill for 605 Stiening St was $1,104 with exemptions applied.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,104.00 Homeowner's exemption Disabled Person's exemption | $61,410 Land $16,770 Building $44,640 | $184,230 Land $50,310 Building $133,920 |
| 2024 | $1,104.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $49,180 Land $15,390 Building $33,790 | $147,540 Land $46,170 Building $101,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 Stiening St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 605 Stiening St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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