701 Spruce Rd, Frankfort, IL 60423 Property Records

Will County property record for 701 Spruce Rd, Frankfort, IL 60423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,820 sqft · built 1973
Lot Size0.31 acres (13,641 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Sep 2002)
Tax Bill$9,775 (2025)
Deeds & MortgagesFeb 2023 Transfer
Jan 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-09-21-120-007

Property Details

APN / Parcel Number

Primary APN19-09-21-120-007
Alternative APN
  • 09211200070000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,820 sqft Living Area
Basement Area572 sqft
Unfinished Basement572 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTri-Level
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,641 sqft (0.31 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address701 SPRUCE RD
CityFRANKFORT
StateIL
Zip60423-1039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 2 IN COLORADO HILLS SUB, IN THE W1/2 OF THE NW1/4 OF SEC. 21, T35N-R12E
Legal Range12E
Legal Township35N
Legal Section21
Legal SubdivisionCOLORADO HILLS
Legal Block2
Legal Lot Number8
JurisdictionWILL IL
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2009
Census Tract883515

Owner

701 Spruce Rd is owned and occupied by an individual who acquired it in February 2023.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address701 SPRUCE RD, FRANKFORT, IL 60423-1039
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 24, 2023Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Oct 12, 2022Deed, Transfer · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2002 · Amount on File
Deed SaleSep 3, 2002 · Amount on File
Deed Document Number2002142720
Last Transfer DateFeb 9, 2023
Transfer Doc0000006605
Record UpdatedOct 29, 2026

February 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWILL IL
Recording DateFeb 9, 2023
Property Address701 SPRUCE RD, FRANKFORT, IL 60423-1039
Document Number0000006605
Map ReferenceDOC R72-7131
Instrument DateFeb 9, 2023
InstrumentR2023006605
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address701 SPRUCE RD, FRANKFORT, IL 60423-1039

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address701 SPRUCE RD, FRANKFORT, IL 60423-1039
Transaction TypeMortgage
Record UpdatedFeb 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 SPRUCE RD, FRANKFORT, IL 60423-1039

Mortgage

Document Number0000003883
DateJan 24, 2023
InstrumentR2023003883
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 23, 2053

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionWILL IL
Recording DateOct 12, 2022
Property Address701 SPRUCE RD, FRANKFORT, IL 60423-1039
Document Number0000074556
Map ReferenceDOC R72-7131
Instrument DateSep 23, 2022
InstrumentR2022074556
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address701 SPRUCE RD, FRANKFORT, IL 60423-1039

Mortgage

Document Number0000074708
DateOct 12, 2022
InstrumentR2022074708
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 7, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 701 Spruce Rd was $9,775.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionFrankfort Township
MunicipalityFrankfort Village
Elementary School DistrictFrankfort Community Consolidated School District 157C (PK - 08)
Secondary School DistrictLincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,775.00$134,478 (+6.6%) Land $28,033 Building $106,445$403,434 (+6.6%) Land $84,099 Building $319,335
2024$126,152 Land $26,297 Building $99,855$378,456 Land $78,891 Building $299,565
2022$8,748.00 Homeowner's exemption$109,085 Land $21,389 Building $87,696$327,255 Land $64,167 Building $263,088

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 Spruce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1981–2016)
Claims Outside the SFHA3 of 5
Most Recent ClaimFeb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT
serves 24,000 people · EPA ID IL1970400
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Spruce Rd

Nearby Streets

Search Property Records by Address or Parcel Number