732 Spruce Rd, Frankfort, IL 60423 Property Records

Will County property record for 732 Spruce Rd, Frankfort, IL 60423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1973
Lot Size0.31 acres (13,500 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jun 2019)
Tax Bill$9,503 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-09-21-119-003

Property Details

APN / Parcel Number

Primary APN19-09-21-119-003
Alternative APN
  • 09211190030000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,376 sqft Living Area
Basement Area586 sqft
Unfinished Basement586 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,500 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address732 SPRUCE RD
CityFRANKFORT
StateIL
Zip60423-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 3 ON COLORADO HILLS SUB, IN THE W1/2 OF THE NW1/4 OF SEC. 21, T35N-R12E
Legal Range12E
Legal Township35N
Legal Section21
Legal SubdivisionCOLORADO HILLS
Legal Block3
Legal Lot Number5
JurisdictionWILL IL
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2010
Census Tract883515

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address732 SPRUCE RD, FRANKFORT, IL 60423-1040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMRES CORPORATION
Jun 3, 2019Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2019 · Amount on Record
Deed SaleJun 3, 2019 · Amount on Record
Prior SaleMay 26, 2010 · Amount on Record
Deed Document Number201933059
Prior Transfer DateJun 8, 2002
Prior Transfer Doc0000130121
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address732 SPRUCE RD, FRANKFORT, IL 60423-1040
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005920
DateJan 15, 2021
InstrumentR2021005920
Lender
NameAMRES CORPORATION
TypeMortgage Company
AddressFEASTERVILLE TREVOSE, PA 19053
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateJun 3, 2019
Property Address732 SPRUCE RD, FRANKFORT, IL 60423-1040
Document Number0000033059
Map ReferenceDOC R72-7131
Instrument DateMay 21, 2019
InstrumentR2019033059
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25141 FARADAY RD, MANHATTAN, IL 60442-6215

Mortgage

Document Number0000033060
DateJun 3, 2019
InstrumentR2019033060
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionFrankfort Township
MunicipalityFrankfort Village
Elementary School DistrictFrankfort Community Consolidated School District 157C (PK - 08)
Secondary School DistrictLincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,503.00 (+19.22%)$130,954 (+6.6%) Land $27,519 Building $103,435$392,862 (+6.6%) Land $82,557 Building $310,305
2024$122,846 (+22.93%) Land $25,815 Building $97,031$368,538 (+22.93%) Land $77,445 Building $291,093
2022$7,971.00 Homeowner's exemption$99,930 Land $20,999 Building $78,931$299,790 Land $62,997 Building $236,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1981–2016)
Claims Outside the SFHA3 of 5
Most Recent ClaimFeb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT
serves 24,000 people · EPA ID IL1970400
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Spruce Rd

Nearby Streets

Search Property Records by Address or Parcel Number