701 SE 25th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 701 SE 25th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,699 sqft · built 2004
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Aug 2023)
Tax Bill$2,635 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2022 Sale & Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN1-27-37-35-0040-00000-0360

Property Details

APN / Parcel Number

Primary APN1-27-37-35-0040-00000-0360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,699 sqft Heated Area
Gross Area2,238 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address701 SE 25TH ST
CityOKEECHOBEE
StateFL
Zip34974-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALMCREEK ESTATES UNIT NO. 3 (PLAT BOOK 6 PAGES 90 & 91) LOT 36
Legal Range35E
Legal Township37S
Legal Section27
Legal SubdivisionPALMCREEK ESTATES
Legal Lot Number36
Legal Unit3
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3024
Census Tract910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address701 SE 25TH ST, OKEECHOBEE, FL 34974-3212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA
Apr 21, 2022Warranty Deed, Transfer · Line of Credit
SEACOAST NATIONAL BANK
Jan 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 22, 2020Deed of Trust, Mortgage · VA Mortgage
ARVEST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleApr 21, 2022 · Amount on Record
Deed Document Number2023009904
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 22, 2023
Property Address701 SE 25TH ST, OKEECHOBEE, FL 34974-3212
Document Number0000009904
Map ReferenceMB 6 PG 90
Instrument DateAug 21, 2023
Instrument2023009904
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 SE 25TH ST, OKEECHOBEE, FL 34974-3212

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 SE 25TH ST, OKEECHOBEE, FL 34974-3212

Mortgage

Document Number0000009905
DateAug 22, 2023
Instrument2023009905
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0000009906
DateAug 22, 2023
Instrument2023009906
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 21, 2022
Property Address701 SE 25TH ST, OKEECHOBEE, FL 34974-3212
Document Number0000005410
Map ReferenceMB 6 PG 90
Instrument DateApr 8, 2022
Instrument2022005410
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyWILSON TITLE SERVICES LLC, WILLOW TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 SE 25TH ST, 701, OKEECHOBEE, FL 34974-3212

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1221, OKEECHOBEE, FL 34973-1221

Mortgage

Document Number0000005411
DateApr 21, 2022
Instrument2022005411
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address701 SE 25TH ST, OKEECHOBEE, FL 34974-3212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008180537
DateJan 7, 2019
Book Page0818/0537
Instrument2019000225
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Address95561
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address701 SE 25TH ST, OKEECHOBEE, FL 34974-3212
Document Number0000004196
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address701 SE 25TH ST OKEECHOBEE FL 349743212, OKEECHOBEE, FL 34974-3212

Mortgage

Document Number0000004196
DateMay 4, 2020
Instrument4196
Lender
NameARVEST MTG
TypeMortgage Company
AddressLOWELL, AR 72745
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 3, 2050

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,635.00 (-36.29%) Homeowner's exemption$232,829 (-7.19%) Land $30,000 Building $202,829$232,829 (-7.19%) Land $30,000 Building $202,829
2023$4,136.00 (+157.37%)$250,854 (+91.45%) Land $21,000 Building $229,854$250,854 (+19.89%) Land $21,000 Building $229,854
2022$1,607.00 Homeowner's exemption Additional exemption filed$131,028$209,232 Land $21,000 Building $188,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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