684 SE 25th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 684 SE 25th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,215 sqft · built 2001
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Dec 2022)
Tax Bill$2,397 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN1-27-37-35-0040-00000-0710

Property Details

APN / Parcel Number

Primary APN1-27-37-35-0040-00000-0710
Alternative APN
  • R12737350040000000710

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,215 sqft Living Area
Gross Area1,969 sqft
1st Floor Area1,215 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area442 sqft
PorchFinished Screened Porch
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address684 SE 25TH ST
CityOKEECHOBEE
StateFL
Zip34974-3208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALMCREEK ESTATES UNIT NO. 3 (PLAT BOOK 6 PAGES 90 & 91) LOT 71
Legal Range35E
Legal Township37S
Legal Section27
Legal SubdivisionPALMCREEK ESTATES UNIT NO 3
Legal Lot Number71
Legal Unit3
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3024
Census Tract910500

Owner

Source: Okeechobee County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address684 SE 25TH ST, OKEECHOBEE, FL 34974-3208
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 30, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2022 · Amount on Record
Deed SaleDec 30, 2022 · Amount on Record
Prior SaleDec 30, 2021 · Amount on Record
Deed Document Number202216600
Prior Transfer DateSep 22, 2011
Prior Transfer Doc0007060336
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 30, 2022
Property Address684 SE 25TH ST, OKEECHOBEE, FL 34974-3208
Document Number0000016600
Map ReferenceMB 6 PG 90
Instrument DateDec 30, 2022
Instrument2022016600
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address684 SE 25TH ST, OKEECHOBEE, FL 34974-3208

Transferred To (Grantee/Buyer)

NameVerified Name
Address684 SE 25TH ST, OKEECHOBEE, FL 34974-3208

Mortgage

Document Number0000016601
DateDec 30, 2022
Instrument2022016601
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 30, 2021
Property Address684 SE 25TH ST, OKEECHOBEE, FL 34974-3208
Document Number0000016587
Map ReferenceMB 6 PG 90
Instrument DateDec 28, 2021
Instrument2021016587
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1923 SE 24TH BLVD, 1923, OKEECHOBEE, FL 34974-6426

Transferred To (Grantee/Buyer)

NameVerified Name
Address684 SE 25TH ST, OKEECHOBEE, FL 34974-3208

Mortgage

Document Number0000016588
DateDec 30, 2021
Instrument2021016588
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,397.00 (-7.67%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$182,353 (-8.76%) Land $13,000 Building $169,353$182,353 (-8.76%) Land $13,000 Building $169,353
2023$2,596.00 (+37.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$199,856 (+32.19%) Land $7,500 Building $192,356$199,856 (+24.13%) Land $7,500 Building $192,356
2022$1,882.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed$151,190$161,010 Land $7,500 Building $153,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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