701 Oak St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 701 Oak St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,788 sqft · built 1959
Lot Size	0.515 acres (22,455 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Sep 2021)
Tax Bill	$6,492 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99-100`

Property Details

APN / Parcel Number

Primary APN	`99-100`
Alternative APNs	`FRAN M:240 L:182` `M:099 L:100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
Gross Area	3,522 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,455 sqft (0.515 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	99-100
Street Address	701 OAK ST
City	FRANKLIN
State	MA
Zip	02038-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	182
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2007
Census Tract	442104

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 OAK ST, FRANKLIN, MA 02038-2854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Apr 1, 2021	Foreclosure
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2021119705
Deed Book / Page	39854 / 446
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Sep 15, 2021
Property Address	701 OAK ST, FRANKLIN, MA 02038-2854
Document Number	39854-446
Book / Page	39854 / 446
Instrument Date	Sep 15, 2021
Instrument	119705
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 OAK ST, FRANKLIN, MA 02038-2854

Mortgage

Document Number	119706
Date	Sep 15, 2021
Instrument	119706

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN MA
Recording Date	Apr 1, 2021
Property Address	701 OAK ST, FRANKLIN, MA 02038-2854
Document Number	39223-305
Book / Page	39223 / 305
Instrument Date	Feb 3, 2021
Instrument	43151
Transaction Type	Foreclosure
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VINNIE WAY, SHREWSBURY, MA 01545-4226

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	701 OAK ST, FRANKLIN, MA 02038-2854
Document Number	35339-532
Book / Page	035339 / 000532
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35339-532
Date	Aug 4, 2017
Book Page	035339/000532
Instrument	73102

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2032

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,492.00 (+4.66%)	$558,700 (+6.2%) Land $238,400 Building $320,300	$645,050 (+3.62%)
2024	$6,203.00 (-3.4%)	$526,100 (+3.08%) Land $238,400 Building $287,700	$622,535
2023	$6,421.00	$510,400 Land $260,200 Building $250,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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