Norfolk County and Franklin Town City property record for 679 Oak St, Franklin, MA 02038
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 1.5 ba · 982 sqft · built 1964 |
| Lot Size | 0.359 acres (15,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Jun 2007) |
| Tax Bill | $5,193 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 99-124 |
| Primary APN | 99-124 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 982 sqft Total Area |
| Gross Area | 1,510 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,647 sqft (0.359 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 99-124 |
|---|---|
| Street Address | 679 OAK ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2877 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Lot Number | 106 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 442104 |
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 679 OAK ST, FRANKLIN, MA 02038-2877 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2007 · Amount on Record |
| Deed Sale | Jun 28, 2007 · Amount on Record |
| Deed Document Number | 2007125203 |
| Deed Book / Page | 24941 / 109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 679 OAK ST, FRANKLIN, MA 02038-2877 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 039807-216 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 39807/216 |
| Instrument | 114440 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 679 OAK ST, FRANKLIN, MA 02038-2877 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 041277-521 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 41277/521 |
| Instrument | 40639 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,193.00 (+3.49%) | $446,900 (+5%) Land $236,600 Building $210,300 | $514,900 (+3.71%) |
| 2024 | $5,018.00 (-5.55%) | $425,600 (+0.78%) Land $236,600 Building $189,000 | $496,470 |
| 2023 | $5,313.00 | $422,300 Land $258,300 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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