701 N Melching Dr, Ossian, IN 46777 Property Records

Wells County property record for 701 N Melching Dr, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1960
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$118,800 (May 2022)
Tax Bill	$909 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-516-044.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-516-044.000-009`
Alternative APNs	`00001570376` `0151056500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001570376
Street Address	701 N MELCHING DR
City	OSSIAN
State	IN
Zip	46777-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A A MELCHING SUB-DIV LOT 44 (15-A)
Legal Subdivision	ALBERT A MELCHING SUB-DIVISION
Legal Lot Number	44
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4013
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 N MELCHING DR, OSSIAN, IN 46777-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Deed Document Number	20222084
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	May 9, 2022
Property Address	701 N MELCHING DR, OSSIAN, IN 46777-9603
Document Number	0020222084
Map Reference	PB 3 PG 177
Instrument Date	May 6, 2022
Instrument	20222084
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N MELCHING DR, OSSIAN, IN 46777-9603

Mortgage

Document Number	0020222085
Date	May 9, 2022
Instrument	20222085

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$909.00 (+4.97%) Homeowner's exemption	$157,600 (+23.32%) Land $33,200 Building $124,400	$157,600 (+23.32%) Land $33,200 Building $124,400
2024	$866.00 (+47.03%)
2023		$127,800 (+8.31%) Land $29,700 Building $98,100	$127,800 (+8.31%) Land $29,700 Building $98,100
2022	$589.00	$118,000 Land $20,700 Building $97,300	$118,000 Land $20,700 Building $97,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, TWN Communications.

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