611 N Melching Dr, Ossian, IN 46777 Property Records

Wells County property record for 611 N Melching Dr, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Dec 2021)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-516-043.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-516-043.000-009`
Alternative APNs	`00001570387` `0151087400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001570387
Street Address	611 N MELCHING DR
City	OSSIAN
State	IN
Zip	46777-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A A MELCHING SUB-DIV LOT 43 (15-A)
Legal Subdivision	ALBERT A MELCHING
Legal Lot Number	43
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4013
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	611 N MELCHING DR, OSSIAN, IN 46777-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage TRANSPORTATION FCU
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	20215744
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	611 N MELCHING DR, OSSIAN, IN 46777-9697
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260871
Date	Mar 13, 2026
Instrument	20260871

Lender

Name	TRANSPORTATION FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 11, 2036

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	611 N MELCHING DR, OSSIAN, IN 46777-9697
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260870
Date	Mar 13, 2026
Instrument	20260870

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 15, 2021
Property Address	611 N MELCHING DR, OSSIAN, IN 46777-9697
Document Number	0020215744
Instrument Date	Dec 13, 2021
Instrument	20215744
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 NORTH DRIVE, OSSIAN, IN 46777

Mortgage

Document Number	0020215745
Date	Dec 15, 2021
Instrument	20215745

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 (+4.42%) Homeowner's exemption	$190,800 (+24.3%) Land $34,000 Building $156,800	$190,800 (+24.3%) Land $34,000 Building $156,800
2024	$1,130.00 (+40.37%)
2023		$153,500 (+7.12%) Land $30,500 Building $123,000	$153,500 (+7.12%) Land $30,500 Building $123,000
2022	$805.00	$143,300 Land $21,300 Building $122,000	$143,300 Land $21,300 Building $122,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, TWN Communications.

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