701 Masters Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 701 Masters Dr, Cross Junction, VA 22625 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,777 sqft · built 2015
Lot Size0.24 acres (10,296 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jul 2016)
Tax Bill$2,338 (2026)
Deeds & MortgagesOct 2019 Mortgage
Mar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN18A107-1-1139

Property Details

APN / Parcel Number

Primary APN18A107-1-1139
Alternative APN
  • 8003540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,777 sqft Living Area
Gross Area4,261 sqft
1st Floor Area1,777 sqft
Basement Area1,777 sqft
Unfinished Basement1,777 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2023
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,296 sqft (0.24 acres)
TerrainRolling
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area163 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8003540
Street Address701 MASTERS DR
CityCROSS JUNCTION
StateVA
Zip22625-2444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE HOLIDAY EST. L1139 P 1 S7
Legal SubdivisionLAKE HOLIDAY
Legal Phase1
Legal Lot Number1139
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group4
Census Block4007
Census Tract50300

Owner

Source: Frederick County records · APN 18A107-1-1139

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address701 MASTERS DR, CROSS JUNCTION, VA 22625-2444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Mar 09, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2016 · Amount on Record
Deed SaleJul 18, 2016 · Amount on Record
Deed Document Number20166720
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address701 MASTERS DR, CROSS JUNCTION, VA 22625-2444
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011153
DateOct 21, 2019
Instrument190011153
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address701 MASTERS DR, CROSS JUNCTION, VA 22625-2444
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003984
DateMar 09, 2021
Instrument210003984
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,338.00 (+10.44%)$441,100 Land $58,000 Building $383,100$441,100 Land $58,000 Building $383,100
2025$2,117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690503004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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