Frederick County property record for 700 Masters Dr, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,812 sqft · built 2018 |
| Lot Size | 0.26 acres (11,448 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $502,500 (Jul 2026) |
| Tax Bill | $2,424 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A107-1-1155 |
| Primary APN | 18A107-1-1155 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 4,901 sqft |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,448 sqft (0.26 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 233 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8003542 |
|---|---|
| Street Address | 700 MASTERS DR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L1155 P 1 S7 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 1 |
| Legal Lot Number | 1155 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 50300 |
700 Masters Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 MASTERS DR, CROSS JUNCTION, VA 22625-2434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage LENDING SERVICES |
| May 13, 2021 | Intrafamily Transfer, Transfer |
| Sep 7, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Sep 7, 2018 · Amount on File |
| Deed Document Number | 20267962 |
| Prior Transfer Date | May 12, 2021 |
| Prior Transfer Doc | 0000008066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jul 31, 2026 |
| Property Address | 700 MASTERS DR, CROSS JUNCTION, VA 22625-2434 |
| Document Number | 0000007962 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20267962 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,752.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 MASTERS DR, CROSS JUNCTION, VA 22625-2434 |
| Document Number | 0000007963, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20267963 |
| Name | LENDING SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 13, 2021 |
| Property Address | 700 MASTERS DR, CROSS JUNCTION, VA 22625-2434 |
| Document Number | 0000008066 |
| Instrument Date | May 12, 2021 |
| Instrument | 210008066 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 MASTERS DR, CROSS JUNCTION, VA 22625-2434 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 7, 2018 |
| Property Address | 700 MASTERS DR, CROSS JUNCTION, VA 22625-2434 |
| Document Number | 0000008862 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 180008862 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 MASTERS DR, CROSS JUNCTION, VA 22625-2434 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008863 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 180008863 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 700 Masters Dr was $2,424, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,424.00 (+10.43%) | $457,300 (-) Land $46,400 Building $410,900 | $457,300 (-) Land $46,400 Building $410,900 |
| 2025 | $2,195.00 | $457,300 Land $46,400 Building $410,900 | $457,300 Land $46,400 Building $410,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Masters Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Masters Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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