701 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 701 E Oak St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 974 sqft · built 1940
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Oct 2009)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`22-02-280-004`

Property Details

APN / Parcel Number

Primary APN	`22-02-280-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
Attic	Attic
Attic Area	302 sqft
Basement Area	672 sqft
Finished Basement	336 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	701 E OAK ST
City	ALGONA
State	IA
Zip	50511-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF 10 & ALL OF 11 BLK 2 CALLS 3RD
Legal Subdivision	CALLS THIRD ADDITION TO ALGONA
Legal Block	2
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1037
Census Tract	950500

Owner

Source: Kossuth County records · APN 22-02-280-004

Assessment roll updated October 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	701 E OAK ST, ALGONA, IA 50511-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2009 · Amount on Record
Deed Sale	Oct 16, 2009 · Amount on Record
Deed Document Number	20094185
Deed Book / Page	2009 / 4185
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	2009/4185
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	701 E OAK ST, ALGONA, IA 50511-1635
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1367
Date	May 13, 2019
Book Page	2019/1367
Instrument	1367

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2029

Tax Assessment & Valuation

Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00 Homeowner's exemption	$129,984 (+14.54%) Land $16,650 Building $113,334
2024	$1,748.00 (+6.2%)
2023		$113,488 Land $14,800 Building $98,688	$113,488 (-12.69%) Land $14,800 Building $98,688
2021	$1,646.00		$129,984 Land $16,650 Building $113,334

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 19, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, T-Mobile USA.

Based on FCC filings for 407 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.