615 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 615 E Oak St, Algona, IA 50511

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,692 sqft · built 1938
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Apr 2024)
Tax Bill$2,780 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN22-02-279-012

Property Details

APN / Parcel Number

Primary APN22-02-279-012

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,692 sqft Living Area
AtticAttic
Attic Area304 sqft
Basement Area868 sqft
Unfinished Basement868 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
Deck Area128 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address615 E OAK ST
CityALGONA
StateIA
Zip50511-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 3 CALLS 3RD ADD
Legal SubdivisionCALLS 3RD ADD
Legal Block3
Legal Lot Number7
JurisdictionKOSSUTH IA
Township / Civil DivisionALGONA
Census Block Group1
Census Block1023
Census Tract950500

Owner

Source: Kossuth County records · APN 22-02-279-012

Assessment roll updated October 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address615 E OAK ST, ALGONA, IA 50511-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
IOWA STATE BANK
Jun 18, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2024 · Amount on Record
Deed SaleApr 12, 2024 · Amount on Record
Prior SaleSep 01, 2020 · Amount on Record
Deed Document Number2024834
Deed Book / Page2024 / 834
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOSSUTH IA
Property Address615 E OAK ST, ALGONA, IA 50511-1633
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/3580
DateDec 01, 2020
Book Page2020/3580
Instrument2020 3580
Lender
NameIOWA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSSUTH IA
Recording DateJun 18, 2018
Property Address615 E OAK ST, ALGONA, IA 50511-1633
Document Number02018/1822
Book / Page2018 / 1822
Instrument DateJun 11, 2018
Instrument000000001822
Transaction TypeTransfer
Record UpdatedJul 08, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address615 E OAK ST, ALGONA, IA 50511-1633

Tax Assessment & Valuation

Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityAlgona City
CountyKossuth County
Unified School DistrictAlgona Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,780.00$188,874 (+39.04%) Land $11,925 Building $176,949
2024$2,780.00 (+26.48%)
2023$135,839 Land $10,600 Building $125,239$135,839 (-28.08%) Land $10,600 Building $125,239
2021$2,198.00$188,874 Land $11,925 Building $176,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 19, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019 · Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130
Algona Municipal Utilities
Cable · Fiber in parts of the area
150 / 25
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, T-Mobile USA.

Based on FCC filings for 407 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemALGONA MUNICIPAL UTILITIES
serves 5,487 people
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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