701 E Main St, Thurmont, MD 21788 Property Records

Frederick County property record for 701 E Main St, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,472 sqft · built 1954
Lot Size	0.222 acres (9,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Dec 2007)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-323345`

Property Details

APN / Parcel Number

Primary APN	`15-323345`
Alternative APN	`323345`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	972 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,664 sqft (0.222 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	323345
Street Address	701 E MAIN ST
City	THURMONT
State	MD
Zip	21788-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 9,664 SQ. FT. 701 E. MAIN ST. THURMONT
Legal Subdivision	THURMONT
Legal Block	150
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	3
Census Block	3006
Census Tract	753002

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	701 E MAIN ST, THURMONT, MD 21788-1726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2007 · Amount on Record
Deed Sale	Dec 17, 2007 · Amount on Record
Prior Sale	Jan 6, 2005 · Amount on Record
Deed Document Number	200776357
Deed Book / Page	6830 / 520
Transfer Doc	0026830805
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	701 E MAIN ST, THURMONT, MD 21788-1726
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E MAIN ST, THURMONT, MD 21788-1726

Mortgage

Document Number	0148500147
Date	May 6, 2021
Book Page	14850/147

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,700 (+9.53%) Land $57,500 Building $171,200	$228,700 (-) Land $57,500 Building $171,200
2025	$2,903.00 (+4.99%) Homeowner's exemption	$208,800 (+23.55%)	$228,700 (+35.33%) Land $57,500 Building $171,200
2024	$2,765.00 (+5.94%)
2023	$2,610.00 Homeowner's exemption	$169,000 Land $54,100 Building $114,900	$169,000 Land $54,100 Building $114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20