624 E Main St, Thurmont, MD 21788 Property Records

Frederick County property record for 624 E Main St, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 931 sqft · built 1964
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Jun 2001)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-343354`

Property Details

APN / Parcel Number

Primary APN	`15-343354`
Alternative APN	`343354`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	931 sqft Living Area
1st Floor Area	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Porch	Open Porch
Porch Area	112 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	343354
Street Address	624 E MAIN ST
City	THURMONT
State	MD
Zip	21788-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PART OF LOTS 1 & 2, .13 ACRE 624 E. MAIN
Legal Subdivision	ROLLING ACRES
Legal Block	240
Legal Lot Number	1,2
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2012
Census Tract	753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	624 E MAIN ST, THURMONT, MD 21788-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2001 · Amount on Record
Deed Sale	Jun 29, 2001 · Amount on Record
Prior Sale	Jan 5, 1996 · Amount on Record
Deed Document Number	20014414
Deed Book / Page	2902 / 901
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	624 E MAIN ST, THURMONT, MD 21788-1724
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 E MAIN ST, THURMONT, MD 21788-1724

Mortgage

Document Number	0149250071
Date	May 25, 2021
Book Page	14925/71

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,400 (+7.22%) Land $55,000 Building $114,400	$169,400 (-) Land $55,000 Building $114,400
2025	$2,458.00 (+16.77%)	$158,000 (+16.86%)	$169,400 (+25.3%) Land $55,000 Building $114,400
2023	$2,105.00	$135,200 Land $52,000 Building $83,200	$135,200 Land $52,000 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20