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701 E Main St, South Elgin, IL 60177 Property Records

Kane County property record for 701 E Main St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,096 sqft · built 1984
Lot Size2.11 acres (92,347 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Aug 1998)
Tax Bill$11,746 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-35-278-005

Property Details

APN / Parcel Number

Primary APN06-35-278-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,096 sqft Living Area
Gross Area4,192 sqft
1st Floor Area2,096 sqft
Basement Area2,096 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Lot Area92,347 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address701 E MAIN ST
CitySOUTH ELGIN
StateIL
Zip60177-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNONE PART EAST 1/2 NORTHEAST 1/4 SEC 35-41-8 DESC IN DOC 1614923 (EXCEPT DOC 1649365)
Legal Range08
Legal Township41
Legal Section35
Legal Block2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2035
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address701 E MAIN ST, SOUTH ELGIN, IL 60177-1701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Jun 3, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 1998 · Amount on Record
Deed SaleAug 25, 1998 · Amount on Record
Deed Document Number199876738
Last Transfer DateNov 5, 2002
Transfer Doc0000014382
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address701 E MAIN ST, SOUTH ELGIN, IL 60177-1701
Transaction TypeMortgage
Record UpdatedMay 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 E MAIN ST, SOUTH ELGIN, IL 60177-1701

Mortgage

Document Number0000014456
DateMay 2, 2024
Instrument2024K014456
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 30, 2054
Interest
Rate TypeAdjustable Rate
Rate9.39%
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address701 E MAIN ST, SOUTH ELGIN, IL 60177-1701
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022467
DateJun 3, 2019
Instrument2019K022467
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 30, 2049
Interest
Rate TypeAdjustable Rate
Rate5.99%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,746.00 (+13.23%) Homeowner's exemption$166,800 (+8.57%) Land $39,857 Building $126,943$500,600 (+8.57%) Land $119,619 Building $380,981
2024$153,634 (+21.39%) Land $36,711 Building $116,923$461,086 (+21.44%) Land $110,177 Building $350,909
2022$10,374.00 (+6.05%) Homeowner's exemption$126,559 (+6.96%) Land $30,242 Building $96,317$379,677 (+6.96%) Land $90,726 Building $288,951
2021$9,782.00 Homeowner's exemption$118,324 Land $28,274 Building $90,050$354,972 Land $84,822 Building $270,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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