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644 E Main St, South Elgin, IL 60177 Property Records

Kane County property record for 644 E Main St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 911 sqft · built 1919
Lot Size0.253 acres (11,016 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Oct 2023)
Tax Bill$4,937 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-35-226-010

Property Details

APN / Parcel Number

Primary APN06-35-226-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area911 sqft Living Area
Gross Area1,615 sqft
1st Floor Area911 sqft
Basement Area704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Construction TypeFrame
Lot Area11,016 sqft (0.253 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address644 E MAIN ST
CitySOUTH ELGIN
StateIL
Zip60177-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ P CORRONS ADDN PART LOTS 1 & 2 & LOT 48 DESC IN BOOK 1809/161 EXCEPT PART DESC IN BOOK 2006/511 BLOCK 4
Legal SubdivisionJ P CORRONS ADDN
Legal Block2
Legal Lot Number1-2,4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2019
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address361 ANN ST, 4, SOUTH ELGIN, IL 60177-2171
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2023 · Amount on Record
Deed SaleOct 4, 2023 · Amount on Record
Prior SaleDec 11, 2007
Deed Document Number202334571
Prior Transfer DateJan 25, 2013
Prior Transfer Doc0000014831
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 4, 2023
Property Address644 E MAIN ST, SOUTH ELGIN, IL 60177-1730
Document Number0000034571
Instrument DateAug 25, 2023
Instrument2023K034571
Transaction TypeTransfer
Record UpdatedOct 12, 2023
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38W454 BONNIE CT, SAINT CHARLES, IL 60175-6007

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address644 E MAIN ST, SOUTH ELGIN, IL 60177-1730

Mortgage

Document Number0000034572
DateOct 4, 2023
Instrument2023K034572
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,937.00 (+13.13%)$74,748 (+8.57%) Land $20,470 Building $54,278$224,334 (+8.57%) Land $61,435 Building $162,899
2024$68,848 (+21.39%) Land $18,854 Building $49,994$206,627 (+21.44%) Land $56,585 Building $150,042
2022$4,364.00 (+6.57%) Homeowner's exemption$56,715 (+6.96%) Land $15,531 Building $41,184$170,145 (+6.96%) Land $46,593 Building $123,552
2021$4,095.00 Homeowner's exemption$53,024 Land $14,520 Building $38,504$159,072 Land $43,560 Building $115,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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