701 E Main St, Denver, IA 50622 Property Records

Bremer County property record for 701 E Main St, Denver, IA 50622

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,162 sqft · built 1972
Lot Size0.224 acres (9,757 sqft)
Owner2 Individual Names on Record
Last Sale$143,000 (Sep 2013)
Tax Bill$3,242 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-24-384-006

Property Details

APN / Parcel Number

Primary APN10-24-384-006

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Building Area1,162 sqft Living Area
Basement Area500 sqft
Finished Basement500 sqft
Unfinished Basement660 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions132 ft deep x 74 ft wide
Deck Area80 sqft
Patio Area242 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address701 E MAIN ST
CityDENVER
StateIA
Zip50622-9538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-91-13 SCHNEIDER'S W 74' LOT 6 BLK 3
Legal Range13W
Legal Township91N
Legal Section24
Legal SubdivisionSCHNEIDER'S ADD
Legal Block3
Legal Lot Number6
JurisdictionBREMER IA
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1039
Census Tract4600

Owner

Source: Bremer County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address701 E MAIN ST, DENVER, IA 50622-9538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
DEERE EMPLOYEES CU
May 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
DENVER SAVINGS BANK
Apr 10, 2018Deed of Trust, Mortgage · Line of Credit
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2013 · Amount on Record
Deed SaleSep 13, 2013 · Amount on Record
Prior SaleJun 5, 2008 · Amount on Record
Deed Document Number20134508
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address701 E MAIN ST, DENVER, IA 50622-9538
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 E MAIN ST, DENVER, IA 50622-9538

Mortgage

Document Number0020260705
DateMar 10, 2026
Instrument20260705
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 9, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address701 E MAIN ST, DENVER, IA 50622-9538
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20214063
DateAug 16, 2021
Instrument20214063
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueAug 25, 2028
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address701 E MAIN ST, DENVER, IA 50622-9538
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20201544
DateMay 7, 2020
Instrument20201544
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMay 6, 2045
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address701 E MAIN ST, DENVER, IA 50622-9538
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20211430
DateMar 22, 2021
Instrument20211430
Lender
NameDENVER SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address701 E MAIN ST, DENVER, IA 50622-9538
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001230
DateApr 10, 2018
Book Page0000002018/0000001230
Instrument20181230
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term297 Months
DueJan 1, 2043

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalityDenver City
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,242.00 (-2.88%) Homeowner's exemption$215,970 (+15.91%) Land $27,750 Building $188,220$215,970 (+15.91%) Land $27,750 Building $188,220
2024$3,338.00 (+19.56%)
2023$186,320 Land $24,050 Building $162,270$186,320 Land $24,050 Building $162,270
2022$2,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims20 (1979–2008)
Claims Outside the SFHA1 of 20
Most Recent ClaimApr 2008 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER SUPPLY
serves 1,919 people · EPA ID IA0915030
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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