540 E Main St, Denver, IA 50622 Property Records

Bremer County property record for 540 E Main St, Denver, IA 50622

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,870 sqft · built 1911
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Apr 2019)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-380-008`

Property Details

APN / Parcel Number

Primary APN	`10-24-380-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
1st Floor Area	644 sqft
Basement Area	1,090 sqft
Finished Basement	500 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	132 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	104 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	540 E MAIN ST
City	DENVER
State	IA
Zip	50622-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-91-13 ORIGINAL E 72' OF LOTS 5 & 8 BLK 6
Legal Range	13W
Legal Township	91N
Legal Section	24
Legal Subdivision	DENVER (ORIGINAL TOWN)
Legal Block	6
Legal Lot Number	5,8
Jurisdiction	BREMER IA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1037
Census Tract	4600

Owner

Source: Bremer County records · APN 10-24-380-008

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 E MAIN ST, DENVER, IA 50622-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2019 · Amount on Record
Deed Sale	Apr 03, 2019 · Amount on Record
Prior Sale	Sep 15, 2014 · Amount on Record
Deed Document Number	2019866
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Apr 03, 2019
Property Address	540 E MAIN ST, DENVER, IA 50622-9515
Document Number	0020190866
Instrument Date	Mar 29, 2019
Instrument	20190866
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E MAIN ST, DENVER, IA 50622-9515

Mortgage

Document Number	0020190867
Date	Apr 03, 2019
Instrument	20190867

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Denver City
Unified School District	Denver Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,114.00 (+19.17%)	$123,840 (+7.08%) Land $23,400 Building $100,440	$123,840 (+7.08%) Land $23,400 Building $100,440
2023		$115,650 Land $21,600 Building $94,050	$115,650 Land $21,600 Building $94,050
2022	$1,774.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1979–2008)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Apr 2008 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 147 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DENVER WATER SUPPLY serves 1,919 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.