701 Ash St, Cove, OR 97824 Property Records

Union County property record for 701 Ash St, Cove, OR 97824 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1959
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (May 2023)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Apr 2009 Mortgage Feb 2005 Mortgage + 6 more
APN	`03S4016DA 701`

Property Details

APN / Parcel Number

Primary APN	`03S4016DA 701`
Alternative APNs	`03S40E16DA70101501` `15485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	22,651 sqft (0.52 acres)
Lot Width	150 ft Width
Shed	1 Shed
Shed Area	420 sqft

Location & Zoning

Account Number	15485
Street Address	701 ASH ST
City	COVE
State	OR
Zip	97824-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MCDANIELS 3RD ADD
Legal Lot Number	701
Jurisdiction	UNION OR
Township / Civil Division	COVE
Census Block Group	2
Census Block	2106
Census Tract	970300

Owner

Source: Union County records · APN 03S4016DA 701

Assessment roll updated November 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	701 ASH ST, COVE, OR 97824-8707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2009	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO
Feb 10, 2005	Deed of Trust, Mortgage · VA Mortgage MORTGAGE INVESTORS CORP
Aug 11, 2008	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO
May 26, 2015	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Mar 16, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Oct 25, 2005	Warranty Deed, Transfer · ARM OWNIT MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jun 01, 2022 · Amount on Record
Deed Document Number	20231075
Last Transfer Date	Mar 10, 2026
Transfer Doc	0020260617
Record Updated	Sep 20, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	701 ASH ST, COVE, OR 97824-8707
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020091542
Date	Apr 28, 2009
Instrument	20091542

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2039

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	701 ASH ST, COVE, OR 97824-8707
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020050682
Date	Feb 10, 2005
Instrument	20050682

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2035

Interest

Rate Type	Fixed Rate
Rate	4.5%
Type Change Date	Apr 01, 2008
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year T-Bill
Margin	2
Max Rate	5%

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	701 ASH ST, COVE, OR 97824-8707
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020083620
Date	Aug 11, 2008
Instrument	20083620

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2038

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	701 ASH ST, COVE, OR 97824-8707
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020151497
Date	May 26, 2015
Instrument	20151497

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2045

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION OR
Recording Date	Mar 16, 2026
Property Address	701 ASH ST, COVE, OR 97824-8707
Document Number	0020260617
Instrument Date	Mar 10, 2026
Instrument	20260617
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	EASTERN OREGON TITLE INC, EASTERN OREGON TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020260618
Date	Mar 16, 2026
Instrument	20260618

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	May 31, 2023
Property Address	701 ASH ST, COVE, OR 97824-8707
Document Number	0020231075
Instrument Date	May 30, 2023
Instrument	20231075
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	EASTERN OREGON TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 ASH ST, COVE, OR 97824-8707

Mortgage

Document Number	0020231076
Date	May 31, 2023
Instrument	20231076

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Sep 28, 2018
Property Address	701 ASH ST, COVE, OR 97824-8707
Document Number	0020182992
Instrument Date	Sep 27, 2018
Instrument	20182992
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	EASTERN OREGON TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 3372, LA GRANDE, OR 97850-7372

Mortgage

Document Number	0020182993
Date	Sep 28, 2018
Instrument	20182993

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Oct 25, 2005
Property Address	701 ASH ST, COVE, OR 97824-8707
Document Number	0020055803
Instrument Date	Oct 20, 2005
Instrument	20055803
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	EASTERN OREGON TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	701 ASH ST, COVE, OR 97824-8707
Investor	Possibly a Property Investor

Mortgage

Document Number	0020055804
Date	Oct 25, 2005
Instrument	20055804

Lender

Name	OWNIT MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 01, 2007
Change Frequency	6 Months
Min Rate At Change	6.87%
Max Rate At Change	9.87%
Index	6-Month LIBOR
Max Rate	12.8%

Mortgage

Document Number	0020055805
Date	Oct 25, 2005
Instrument	20055805

Lender

Name	OWNIT MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2020

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated November 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Cove City
Unified School District	Cove School District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (+6.03%)	$140,370 (+2.99%) Land $57,150 Building $83,220	$247,140 (+11.1%) Land $91,850 Building $155,290
2023	$1,327.00 (+3.03%)	$136,290 (+6.08%) Land $55,490 Building $80,800	$222,450 (+8.06%) Land $86,230 Building $136,220
2022	$1,288.00	$128,479 Land $52,298 Building $76,181	$205,860 Land $83,140 Building $122,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410619703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 16% of Oregon
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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