607 Ash St, Cove, OR 97824 Property Records

Union County property record for 607 Ash St, Cove, OR 97824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,412 sqft · built 1983
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2017)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 1 more
APN	`03S4016DA 600`

Property Details

APN / Parcel Number

Primary APN	`03S4016DA 600`
Alternative APN	`11477`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	151 ft deep x 102 ft wide
Deck Area	638 sqft
Shed	1 Shed
Shed Area	295 sqft

Location & Zoning

Account Number	11477
Street Address	607 ASH ST
City	COVE
State	OR
Zip	97824-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV-R;RESIDENTIAL
Legal Subdivision	MCDANIELS ADD
Legal Lot Number	600
Jurisdiction	UNION OR
Township / Civil Division	COVE
Census Block Group	2
Census Block	2113
Census Tract	970300

Owner

607 Ash St is owned and occupied by an individual who bought it in May 2017.

Source: Union County records, as of November 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	607 ASH ST, COVE, OR 97824-8706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Apr 24, 2014 · Amount on File
Deed Document Number	20171692
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	607 ASH ST, COVE, OR 97824-8706
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 ASH ST, COVE, OR 97824-8706

Mortgage

Document Number	0020253180
Date	Dec 17, 2025
Instrument	20253180

Lender

Name	BANNER BANK
Type	Bank
Address	2720 ISLAND AVE, LA GRANDE, OR 97850

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 5, 2050

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	607 ASH ST, COVE, OR 97824-8706
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211142
Date	Mar 29, 2021
Instrument	20211142

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	May 31, 2017
Property Address	607 ASH ST, COVE, OR 97824-8706
Document Number	0020171692
Instrument Date	May 30, 2017
Instrument	20171692
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	EASTERN OREGON TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	607 ASH ST, COVE, OR 97824-8706

Mortgage

Document Number	0020171693
Date	May 31, 2017
Instrument	20171693

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 607 Ash St was $1,749.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Cove City
Unified School District	Cove School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,749.00	$174,440 Land $55,000 Building $119,440	$286,100 Land $82,250 Building $203,850
2023	$1,649.00 (+3%)	$169,360 (+6.08%) Land $53,400 Building $115,960	$256,080 (+8.68%) Land $77,260 Building $178,820
2022	$1,601.00	$159,647 Land $50,333 Building $109,314	$235,620 Land $74,520 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 607 Ash St; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Ash St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVE serves 550 people · EPA ID OR4101243
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

4G LTE only, no 5G reported

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