Tama County property record for 617 5th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1975 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jul 2011) |
| Tax Bill | $2,752 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.254.009 |
| Primary APN | 07.10.254.009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,176 sqft Living Area |
| Basement Area | 1,176 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 617 5TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 18 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 290200 |
Source: Tama County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Feb 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION |
| Apr 9, 2015 | Deed of Trust, Mortgage VERIDIAN CU |
| Jun 10, 2016 | Deed of Trust, Mortgage VERIDIAN CU |
| Jan 3, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance BOKF NA |
| Jul 6, 2011 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2011 · Amount on Record |
| Deed Sale | Jul 6, 2011 · Amount on Record |
| Deed Document Number | 20111895 |
| Deed Book / Page | 890 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Aug 28, 2026 |
| Property Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Document Number | 0000002110 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20262110 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Document Number | 0000002110, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 20262110 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 10, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020200331 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020-0331 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000941/499 |
|---|---|
| Date | Apr 9, 2015 |
| Book Page | 0941/499 |
| Instrument | 2015-0919 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 20, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000959/249 |
|---|---|
| Date | Jun 10, 2016 |
| Book Page | 0959/249 |
| Instrument | 2016-1572 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jan 3, 2020 |
| Property Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Document Number | 2020200020 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 202020-0020 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Document Number | 2020200021 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 202020-0021 |
| Name | BOKF NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 6, 2011 |
| Property Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Document Number | 000890/176 |
| Book / Page | 0890 / 176 |
| Instrument Date | Jun 28, 2011 |
| Instrument | 2011-1895 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 617 5TH ST, TRAER, IA 50675-1205 |
| Document Number | 0020111896 |
|---|---|
| Date | Jul 6, 2011 |
| Instrument | 2011-1896 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2026 |
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,752.00 | $150,540 (+18.04%) Land $11,040 Building $139,500 | $150,540 (+18.04%) Land $11,040 Building $139,500 |
| 2023 | $127,530 Land $11,040 Building $116,490 | $127,530 Land $11,040 Building $116,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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