701 2nd St, Cove, OR 97824 Property Records

Union County property record for 701 2nd St, Cove, OR 97824

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1989
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2026)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Aug 2014 Mortgage Apr 2026 Sale & Mortgage + 2 more
APN	`03S4022BB 2001`

Property Details

APN / Parcel Number

Primary APN	`03S4022BB 2001`
Alternative APNs	`03S40E22BB200101501` `15943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Lot Area	20,038 sqft (0.46 acres)
Deck Area	128 sqft
Canopy	128 sqft

Location & Zoning

Account Number	15943
Street Address	701 2ND ST
City	COVE
State	OR
Zip	97824-8703
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CV-R
Legal Subdivision	TOWN/COVE
Legal Lot Number	2001
Jurisdiction	UNION OR
Township / Civil Division	COVE
Census Block Group	2
Census Block	2122
Census Tract	970300

Owner

Source: Union County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61369 LOWER COVE RD, COVE, OR 97824-8304
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2014	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SOUTHERN OREGON
Jun 9, 2020	Intrafamily Transfer, Transfer EASTERN OREGON TITLE INC
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Jun 9, 2020 · Amount on Record
Deed Document Number	20261061
Prior Transfer Date	Jun 8, 2020
Prior Transfer Doc	0020201756
Record Updated	Sep 20, 2026

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	701 2ND ST, COVE, OR 97824-8703
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020143450
Date	Aug 18, 2014
Instrument	20143450

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	LA GRANDE, OR 97850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2034

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Apr 29, 2026
Property Address	701 2ND ST, COVE, OR 97824-8703
Document Number	0020261061
Instrument Date	Apr 28, 2026
Instrument	20261061
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	EASTERN OREGON TITLE INC, EASTERN OREGON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61369 LOWER COVE RD, COVE, OR 97824-8304

Mortgage

Document Number	0000001062,
Date	Apr 29, 2026
Instrument	20261062

Lender

Name	BANK OF SOUTHERN OREGON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION OR
Recording Date	Jun 9, 2020
Property Address	701 2ND ST, COVE, OR 97824-8703
Document Number	0020201756
Instrument Date	Jun 8, 2020
Instrument	20201756
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	EASTERN OREGON TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Jun 9, 2020
Property Address	701 2ND ST, COVE, OR 97824-8703
Document Number	0020201757
Instrument Date	Jun 8, 2020
Instrument	20201757
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	EASTERN OREGON TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 ORCHARD ST, COVE, OR 97824-8802

Mortgage

Document Number	0020201758
Date	Jun 9, 2020
Instrument	20201758

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Cove City
Unified School District	Cove School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,274.00 (+6.08%)	$127,040 (+3%) Land $69,990 Building $57,050	$205,980 (+30.84%) Land $99,280 Building $106,700
2023	$1,201.00 (+3%)	$123,340 (+6.08%) Land $67,950 Building $55,390	$157,430 (+7.02%) Land $83,150 Building $74,280
2022	$1,166.00	$116,276 Land $64,066 Building $52,210	$147,100 Land $80,180 Building $66,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVE serves 550 people · EPA ID OR4101243
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

4G LTE only, no 5G reported

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