606 2nd St, Cove, OR 97824 Property Records

Union County property record for 606 2nd St, Cove, OR 97824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,707 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Jul 2026)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2022 Mortgage + 1 more
APN	`03S4022BB 2201`

Property Details

APN / Parcel Number

Primary APN	`03S4022BB 2201`
Alternative APNs	`03S40E22BB220101501` `19251`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,707 sqft Living Area
1st Floor Area	1,707 sqft
Upper Floors Area	564 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	19251
Street Address	606 2ND ST
City	COVE
State	OR
Zip	97824-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV-R
Legal Subdivision	TOWN OF COVE
Jurisdiction	UNION OR
Township / Civil Division	COVE
Census Block Group	2
Census Block	2135
Census Tract	970300

Owner

Source: Union County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	606 2ND ST, COVE, OR 97824-8702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 18, 2022	Deed of Trust, Mortgage · SBA Mortgage FIRST INTERSTATE BANK
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Document Number	20261968
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Jul 31, 2026
Property Address	606 2ND ST, COVE, OR 97824-8702
Document Number	0000001968
Instrument Date	Jul 29, 2026
Instrument	20261968
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	EASTERN OREGON TITLE INC, EASTERN OREGON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	606 2ND ST, COVE, OR 97824-8702

Mortgage

Document Number	0000001969,
Date	Jul 31, 2026
Instrument	20261969

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	606 2ND ST, COVE, OR 97824-8702
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 2ND ST, COVE, OR 97824-8702

Mortgage

Document Number	0020223624
Date	Nov 18, 2022
Instrument	20223624

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	THE DALLES, OR 97058

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Jun 30, 2032

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	606 2ND ST, COVE, OR 97824-8702
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	EASTERN OREGON TITLE INC, EASTERN OREGON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221103
Date	Apr 5, 2022
Instrument	20221103

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Cove City
Unified School District	Cove School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,986.00 (+6.09%)	$198,090 (+2.99%) Land $41,360 Building $156,730	$420,400 (+12.62%) Land $71,950 Building $348,450
2023	$1,872.00	$192,330 Land $40,160 Building $152,170	$373,300 Land $67,640 Building $305,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVE serves 550 people · EPA ID OR4101243
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

4G LTE only, no 5G reported

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