Frederick County property record for 7008 Willow Tree Dr S, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,396 sqft · built 1976 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,641 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-132889 |
| Primary APN | 03-132889 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 996 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 132889 |
|---|---|
| Street Address | 7008 WILLOW TREE DR S |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-7407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 11 SEC I-B BLK K PL 3 21344 FT FOUNTAINDALE SOUTH |
| Legal Subdivision | FOUNTAINDALE SOUTH |
| Legal Block | K |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 752603 |
7008 Willow Tree Dr S is owner-occupied and held in a trust since June 1999.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7008 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Intrafamily Transfer, Transfer |
| Jul 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1999 |
| Deed Sale | Jun 30, 1999 |
| Deed Document Number | 19994155 |
| Deed Book / Page | 2601 / 516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 4, 2025 |
| Property Address | 7008 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407 |
| Document Number | 0175870225 |
| Book / Page | 17587 / 225 |
| Map Reference | MB 11 FO 171 |
| Instrument Date | Oct 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7008 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7008 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0125050053 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 12505/0053 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7008 Willow Tree Dr S was $3,641, up 6.3% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,500 (+10.81%) Land $117,700 Building $251,800 | $369,500 (-) Land $117,700 Building $251,800 | |
| 2025 | $3,641.00 (+6.28%) Homeowner's exemption | $333,467 | $369,500 Land $117,700 Building $251,800 |
| 2024 | $3,426.00 (+8.73%) | ||
| 2023 | $3,151.00 Homeowner's exemption | $261,400 Land $84,200 Building $177,200 | $261,400 Land $84,200 Building $177,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7008 Willow Tree Dr S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7008 Willow Tree Dr S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOUNTAINDALE SOUTH serves 2,610 people · EPA ID MD0100013 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures