7016 Willow Tree Dr S, Middletown, MD 21769 Property Records

Frederick County property record for 7016 Willow Tree Dr S, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,560 sqft · built 1976
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$436,000 (Apr 2024)
Tax Bill$4,025 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN03-145514

Property Details

APN / Parcel Number

Primary APN03-145514
Alternative APNs
  • 3145514
  • 145514

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,560 sqft Living Area
Gross Area1,896 sqft
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area160 sqft
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number145514
Street Address7016 WILLOW TREE DR S
CityMIDDLETOWN
StateMD
Zip21769-7407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 7 SEC 1 B BL K 15000FT WILLOW TREE S. FOUNTAINDALE SOUTH
Legal SubdivisionFOUNTAINDALE SOUTH
Legal BlockK
Legal Lot Number7
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group2
Census Block2004
Census Tract752603

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7016 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Deed, Transfer · Conventional Mortgage
NMSI INC
Jun 28, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2024 · Amount on Record
Deed SaleApr 8, 2024 · Amount on Record
Deed Book / Page16820 / 485
Prior Transfer DateJun 23, 2022
Prior Transfer Doc0160050300
Record UpdatedOct 29, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 8, 2024
Property Address7016 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407
Document Number0168200485
Book / Page16820 / 485
Map ReferenceMB 11 PG 170
Instrument DateApr 4, 2024
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyPASSPORT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,090.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7016 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407

Mortgage

Document Number0016820494
DateApr 8, 2024
Instrument16820/494
Lender
NameNMSI INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateJun 28, 2022
Property Address7016 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407
Document Number0160050300
Book / Page16005 / 300
Map ReferenceMB 11 PG 170
Instrument DateJun 23, 2022
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7016 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7407

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$358,000 (+11.1%) Land $109,400 Building $248,600$358,000 (-) Land $109,400 Building $248,600
2025$4,025.00 (+13.19%)$322,233 (+28.53%)$358,000 (+42.8%) Land $109,400 Building $248,600
2024$3,556.00 (+17.51%)
2023$3,026.00 Homeowner's exemption$250,700 Land $78,200 Building $172,500$250,700 Land $78,200 Building $172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOUNTAINDALE SOUTH
serves 2,610 people · EPA ID MD0100013
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2025
Lead1 ppb (2015–2017)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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