7008 Branch Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7008 Branch Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,528 sqft · built 2022
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Dec 2021)
Tax Bill	$7,898 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103053`

Property Details

APN / Parcel Number

Primary APN	`103053`
Alternative APN	`182632259900010360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,528 sqft Heated Area
Gross Area	3,561 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,734 sqft (1 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	103053
Street Address	7008 BRANCH CT
City	SAINT CLOUD
State	FL
Zip	34771-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 36
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 3
Legal Tract	2599
Legal Block	1
Legal Lot Number	36
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records · APN 103053

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 702225, SAINT CLOUD, FL 34770-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2021 · Amount on Record
Deed Sale	Dec 02, 2021 · Amount on Record
Deed Document Number	2021185874
Deed Book / Page	6098 / 2022
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 02, 2021
Property Address	7008 BRANCH CT, SAINT CLOUD, FL 34771-7308
Document Number	0060982022
Book / Page	6098 / 2022
Map Reference	MB 4 PG 59
Instrument Date	Nov 22, 2021
Instrument	2021185874
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 702225, SAINT CLOUD, FL 34770-2225

Mortgage

Document Number	0060982023
Date	Dec 02, 2021
Instrument	6098/2023

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 01, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,898.00 (+9.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$569,500 (+9.3%) Land $108,000 Building $461,500	$569,500 (+6.69%) Land $108,000 Building $461,500
2023	$7,197.00 (+657.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$521,022 (+666.21%)	$533,800 (+685%) Land $85,000 Building $448,800
2022	$950.00	$68,000 Land $68,000	$68,000 Land $68,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 192 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force 182 of 192 on primary residences
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023, rainfall accumulation

Wildfire

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 161 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.