7035 Branch Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7035 Branch Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1998
Lot Size	1 acres (43,778 sqft)
Owner	Individual Name on File
Tax Bill	$2,316 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103035`

Property Details

APN / Parcel Number

Primary APN	`103035`
Alternative APN	`182632259900010180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Heated Area
Gross Area	2,532 sqft
1st Floor Area	1,692 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,778 sqft (1 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	260 sqft
Porch	Open Porch
Porch Area	440 sqft
Deck Area	540 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	103035
Street Address	7035 BRANCH CT
City	SAINT CLOUD
State	FL
Zip	34771-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 18
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 3
Legal Tract	2599
Legal Block	1
Legal Lot Number	18
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1008
Census Tract	43801

Owner

Source: Osceola County records · APN 103035

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7035 BRANCH CT, SAINT CLOUD, FL 34771-7309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2012
Deed Sale	Aug 11, 2012
Deed Document Number	0062181564
Prior Transfer Date	Jan 08, 1997
Prior Transfer Doc	0137201762
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7035 BRANCH CT, SAINT CLOUD, FL 34771-7309
Transaction Type	Mortgage
Record Updated	Jun 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 BRANCH CT, SAINT CLOUD, FL 34771-7309

Mortgage

Document Number	0062181568
Date	May 20, 2022
Book Page	6218/1568
Instrument	2022080416

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	782 Months
Due	Jul 16, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	14.3%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,316.00 (+9.66%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$173,693 (+5.99%)	$401,300 (+13.33%) Land $108,000 Building $293,300
2023	$2,112.00 (+2.33%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$163,882 (+3%)	$354,100 (+21.48%) Land $85,000 Building $269,100
2022	$2,064.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$159,109	$291,500 Land $68,000 Building $223,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 154 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.